MBA Chart of the Week Feb. 24 2023–Delinquency Rates by Credit Type

The latest credit delinquency data from both MBA and other sources indicates that delinquencies are rising.  In MBA’s National Delinquency Survey, covering national and state delinquencies through the fourth quarter of 2022 revealed that the delinquency rate for mortgage loans on one‐to‐four‐unit residential properties rose to a seasonally adjusted rate of 4.96 percent of all loans outstanding at the end of the fourth quarter.

MBA Chart of the Week Feb. 17, 2023: Warehouse Lending

According to MBA’s latest Warehouse Lending Survey, warehouse lenders – as of the end of fourth-quarter 2022 – reported an average outstanding balance of $15.4 million per active client on their warehouse lines for first mortgages held for sale. This marks the fifth consecutive quarterly decline in per-client outstandings

MBA Chart of the Week Feb. 17, 2023: Warehouse Lending

According to MBA’s latest Warehouse Lending Survey, warehouse lenders – as of the end of fourth-quarter 2022 – reported an average outstanding balance of $15.4 million per active client on their warehouse lines for first mortgages held for sale. This marks the fifth consecutive quarterly decline in per-client outstandings

MBA Chart of the Week Feb. 10 2023: Climate Risk and Housing Finance

The Research Institute for Housing America, MBA’s think tank, released the first volume of A Collection of Essays on Climate Risk and the Housing Market that examines various aspects of how climate risk is impacting housing markets (as summarized in this week’s chart that replicates Exhibit 1 from the second essay).

MBA Chart of the Week Feb. 10 2023: Climate Risk and Housing Finance

The Research Institute for Housing America, MBA’s think tank, released the first volume of A Collection of Essays on Climate Risk and the Housing Market that examines various aspects of how climate risk is impacting housing markets (as summarized in this week’s chart that replicates Exhibit 1 from the second essay).

MBA Chart of the Week Feb. 3, 2023: Multifamily Construction/Vacancies

At the end of this week, many of us will begin our annual migration to San Diego and to MBA’s Commercial/Multifamily Finance Convention & Expo (CREF23). There will be no lack of topics to discuss – from return to the office, to the return of retail, and interest in cap rates to interest rate caps.

MBA Chart of the Week Feb. 3, 2023: Multifamily Construction/Vacancies

At the end of this week, many of us will begin our annual migration to San Diego and to MBA’s Commercial/Multifamily Finance Convention & Expo (CREF23). There will be no lack of topics to discuss – from return to the office, to the return of retail, and interest in cap rates to interest rate caps.