Homebuyer affordability improved modestly in August, with the national median payment applied for by purchase applicants decreasing to $2,162 from $2,175 in July according to MBA’s Purchase Applications Payment Index.
Tag: Edward Seiler
MBA: Mortgage Application Payments Decreased Slightly in July
Homebuyer affordability improved in July, with the national median payment applied for by purchase applicants decreasing to $2,175 from $2,191 in June, MBA’s Purchase Applications Payment Index reported.
Chart of the Week: Purchase Applications Payment Index for Selected States
MBA’s Purchase Applications Payment Index showed that, although national affordability conditions have worsened somewhat since the start of the Iran conflict, the longer-term trend over the past three years has been one of gradual improvement.
MBA: Mortgage Application Payments Decreased in June
Homebuyer affordability improved in June, with the national median payment applied for by purchase applicants decreasing to $2,191 from $2,198 in May, according to MBA’s Purchase Applications Payment Index.
Chart of the Week: Credit Score Transition Table
This week’s MBA Chart of the Week presents an analysis of the credit scores recorded in ICE loan application data from the first half of 2025. Each record includes up to three anonymized credit scores for both the borrower and co-borrower.
MBA: Mortgage Application Payments Increased in May
Homebuyer affordability declined in May, with the national median payment applied for by purchase applicants increasing to $2,198, according to MBA’s Purchase Applications Payment Index.
New MBA White Paper Examines How Demographic Trends Will Affect Housing Demand
Changing demographic and market conditions suggest the housing landscape may look markedly different in the years ahead, according to a new white paper released by MBA examining recent and emerging shifts in housing demand and supply.
Chart of the Week: Homeownership by Country
With the World Cup underway and pundits ranking national football (soccer) teams, it is useful to adopt a similar comparative lens to examine homeownership rates across countries—assessing how the U.S. compares and identifying some of the factors underlying cross-country variation.
MBA: Mortgage Application Payments Increased in April
Homebuyer affordability declined in April, according to MBA’s Purchase Applications Payment Index, which measures how new monthly mortgage payments vary across time relative to income.
Mortgage Application Payments Increased in March, MBA Reports
Homebuyer affordability declined in March, with the national median payment applied for by purchase applicants increasing to $2,131 from $2,061 in February, according to the Mortgage Bankers Association’s Purchase Applications Payment Index.