Each quarter, the Federal Open Market Committee submit their projections for various economic measures. This month’s projections, shown in the Summary of Economic Projections, include 2028 for the first time.
Tag: Chart of the Week
Chart of the Week: IMB Net Production Income and Percent of IMBs With Pre-Tax Net Income > Zero
Independent mortgage banks and mortgage subsidiaries of chartered banks reported pre-tax net production profit of 25 bps ($950 per loan) on each loan they originated in the second quarter.
Chart of the Week: HELOC and Home Equity Loan Origination Volume by Known Borrower Usage
MBA recently completed its 2025 Home Equity Lending Study, tracking trends in origination and servicing for home equity lines of credit (HELOCs) and home equity loans.
Chart of the Week: 2024 HMDA Respondents
A total of 4,758 companies reported lending activity under the Home Mortgage Disclosure Act in 2024, according to MBA’s analyses of the dataset.
Chart of the Week: Cost of Servicing Performing and Non-Performing Loans
According to MBA’s latest Servicing Operations Study and Forum, fully-loaded mortgage servicing costs of performing loans averaged $176 per loan in 2024, while the costs of non-performing loans averaged $1,573 per loan.
Chart of the Week: Average Turn Times for Broker Wholesale & Non-Delegated Correspondent Production Channels
This week’s Chart of the Week details turn times for the broker wholesale and non-delegated correspondent production channels in the first quarter of 2025.
Chart of the Week: SERC Mortgage Credit Risk Index
An updated measure of GSE-eligible credit risk was recently released by the Smith Enterprise Risk Consortium (SERC) at the University of Maryland’s Robert H. Smith School of Business.
Chart of the Week: Four-Quarter House Price Change by State, as of Q1 2025
In the first quarter of 2025, U.S. house prices increased 4% compared to the first quarter of 2024, as reported by the Federal Housing Finance Agency.
Chart of the Week: IMB Pre-Tax Net Production Income by Average Loan Balance in Q1 2025
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net loss of $28 on each loan they originated in the first quarter, according to MBA’s newly released Quarterly Mortgage Bankers Performance Report.
Chart of the Week: Monthly Payroll Growth, Unemployment Rate and Average Hourly Earnings
The April Employment Situation report showed that the job market continues to hold up.