Based on April’s employment report from the Bureau of Labor Statistics, there was some positive news on the job market for April, with the unemployment rate steady at 4.3%, employment growth at a solid 115,000, and wage growth picking up to 3.6% at an annual rate.
Tag: Chart of the Week
Chart of the Week: Total Commercial Real Estate Lending, 2020-2025
Based on MBA’s Commercial/Multifamily Annual Origination Volume Summation report, the CRE lending market demonstrated meaningful recovery in 2025, with total origination volume reaching approximately $706 billion.
Chart of the Week: IMB Net Production Income
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of 17 basis points (or $674 per originated loan) in the fourth quarter, according to MBA’s newest Quarterly Mortgage Bankers Performance Report.
Chart of the Week: New Residential Construction
In 2025, single-family housing starts began at a relatively strong pace but gradually slowed over the year, bringing the average for 2025 to 943,000 units compared to 1.02 million in 2024.
Chart of the Week: Monthly Payroll Growth and Unemployment Rates
In February 2026, with job losses in health care due to labor strikes, there was nothing left to support aggregate job growth, and total nonfarm payrolls declined by 92,000.
Chart of the Week: Mortgage Delinquency Rate by Loan Type
According to MBA’s National Delinquency Survey, mortgage delinquencies increased across all three major loan types–Conventional, FHA, and VA–in the last three months of the year.
Chart of the Week: Private Job Openings, Hires and Quits
December’s Job Openings and Labor Turnover Survey (JOLTS) results continued to indicate a soft job market with employers reducing open positions and hiring at a cautious pace, and workers are still voluntarily leaving their jobs at a slower rate.
Chart of the Week: Homeownership Rates by Age, Race and Ethnicity
In this week’s MBA Chart of the Week, we examine the homeownership rate by household age as well as by race and ethnicity.
Chart of the Week: Employee Benefits Costs for Mortgage Lenders, Servicers
The beginning of the year brings changes to employee benefits and associated costs for both mortgage company employers and employees.
Chart of the Week: Lender-Paid Loan Expense and Borrower-Paid Charges and Fees
In recent years as volume has subsided, mortgage lenders have been focused on rising origination expenses, including credit costs.