A total of 4,658 companies reported lending activity under HMDA in 2025, according to MBA’s analyses of the dataset.
Tag: Chart of the Week
Chart of the Week: GSE Repurchases
This week’s Chart of the Week presents repurchase trends between 2019 and the first quarter of 2026, utilizing data extracted by Recursion from Fannie Mae and Freddie Mac securitization data.
Chart of the Week: Purchase Applications Payment Index for Selected States
MBA’s Purchase Applications Payment Index showed that, although national affordability conditions have worsened somewhat since the start of the Iran conflict, the longer-term trend over the past three years has been one of gradual improvement.
Chart of the Week: Median First-Time Homebuyer Age
First-time homebuyers are an incredibly important group to the housing market, particularly given the lock-in effect, which is causing many older homeowners to forego moves.
Chart of the Week: Components of Direct Servicing Operating Costs
In last week’s Chart of the Week, we focused on the major cost components of originating a loan in 2025. This week we focus on the major cost components of servicing a loan based on data from the annual Servicing Operations Study and Forum, MBA’s most detailed and comprehensive servicing benchmarking study representing almost 60% of the residential servicing market.
Chart of the Week: Retail Production Channel–Cost to Originate a Loan
This spring, the MBA and STRATMOR Peer Group Roundtables Program benchmarked lender performance across four production channels and various peer groups based on production volume, institution type and business model, such as builder affiliate and non-QM.
Chart of the Week: Homeownership by Country
With the World Cup underway and pundits ranking national football (soccer) teams, it is useful to adopt a similar comparative lens to examine homeownership rates across countries—assessing how the U.S. compares and identifying some of the factors underlying cross-country variation.
Chart of the Week: Mortgage Delinquency Rates and Spreads Across Loan Type
According to MBA’s National Delinquency Survey, the delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.44% of all loans outstanding at the end of the first quarter, up 40 basis points from a year ago.
Chart of the Week: Monthly Payroll Growth and Unemployment Rates
Based on April’s employment report from the Bureau of Labor Statistics, there was some positive news on the job market for April, with the unemployment rate steady at 4.3%, employment growth at a solid 115,000, and wage growth picking up to 3.6% at an annual rate.
Chart of the Week: Total Commercial Real Estate Lending, 2020-2025
Based on MBA’s Commercial/Multifamily Annual Origination Volume Summation report, the CRE lending market demonstrated meaningful recovery in 2025, with total origination volume reaching approximately $706 billion.