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MBA Amicus Brief: Lenders Not Liable for Actions of Independent Appraisers
The Mortgage Bankers Association on Friday filed an amicus brief in litigation in response to a statement of interest filed by the Consumer Financial Protection Bureau and Department of Justice examining the liability standard that would apply to lenders for the acts of independent, third-party appraisers.
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To the Point with Bob: FHFA Needs a Better Plan on Loan-Level Pricing Fees
On March 15, the Federal Housing Finance Agency announced that it would postpone the implementation of loan-level pricing adjustment fees that would be based on a borrowers’ debt-to-income ratio in Fannie Mae and Freddie Mac’s single-family pricing grids until deliveries on or after August 1. The delay creates an opening for FHFA to get the policy right. The DTI-based LLPA is unworkable and should be replaced.
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MBA Advocacy Update Apr. 24, 2023
Last week, more than 400 state/local leaders and rank-and-file MBA members assembled in Washington to meet elected officials and key congressional staffers on Capitol Hill.
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MBA Chart of the Week Apr. 21, 2023–New Home Applications, Average Loan Size
This week’s MBA Chart of the Week delves into builder applications by loan size, to illustrate how the mix of the new home market has changed since 2014.
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Housing Market Roundup Apr. 24, 2023
Here is a summary of housing market reports that have come across the MBA NewsLink desk:
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CBRE: Office Sublease Space Nearly Doubles Since Pandemic
CBRE, Dallas, said office sublease space has nearly doubled since the COVID pandemic began in early 2020, ushering in hybrid working arrangements.