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MBA RIHA: Mortgage Industry Should Develop New Intervention Policies for Distressed Borrowers
According to a new research report released by the Mortgage Bankers Association’s Research Institute for Housing America (RIHA), examining current mortgage design models, underwriting standards, and intervention policies would help alleviate market pressures resulting from high levels of mortgage defaults.
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ICE Mortgage Monitor: Tappable Equity Hits Record $11.5 Trillion
Mortgage holders’ equity levels continue to reach new heights, according to Intercontinental Exchange, Inc.
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ATTOM: Share of Equity-Rich Homes Increases
ATTOM, Irvine, Calif., released its second-quarter 2024 U.S. Home Equity & Underwater Report, revealing that 49.2% of mortgaged residential properties in the U.S. were considered equity-rich.
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Fed Holds Rates Steady Again
The Federal Reserve again held rates steady July 31, noting that there has been “some further progress toward the Committee’s 2% inflation objective” over the past few months.
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USMI: 64% of Buyers With Private Mortgage Insurance Are Purchasing First Home
U.S. Mortgage Insurers, Washington, released a report finding that nearly 800,000 Americans used private mortgage insurance to purchase a home in 2023, and 64% were first-time buyers.