LoanCare’s Brent Potter urges you to prepare for the next sustained refinance cycle.
Category: News and Trends
Chart of the Week: ARM Share of Home Purchase Applications
According to data from MBA’s Builder Applications Survey, 24.6% of applications to purchase a newly built home were adjustable rate mortgage (ARM) loan applications in October.
MBA NewsLink Q&A With New MISMO President Brian Vieaux, CMB
MBA NewsLink recently spoke to MISMO’s new president, Brian Vieaux, CMB, about his background and his goals for the mortgage standards-development organization.
ATTOM: Vacancy, Zombie Foreclosure Rates Down
ATTOM, Irvine, Calif., released its Q4 2025 Vacant Property and Zombie Foreclosure Report, finding that 1.32% of residential properties in the U.S. were vacant. That amounts to about 1.4 million homes.
TransUnion: Mortgage Originations, Delinquencies Both Rise
TransUnion, Chicago, released its Q3 Credit Industry Insights Report, finding that mortgage originations grew 8.8% year-over-year in Q2.
Q&A With Cornerstone Servicing’s Toby Wells: How AI Is Transforming Mortgage Servicing
Cornerstone Servicing’s Toby Wells sat down with MBA NewsLink to talk about the effects of AI on servicing.
Learn More About the Dec. 3 CSBS/MISMO Tech Sprint
Hear from MISMO President Brian Vieaux, CMB, and Kevin Byers from the Conference of State Bank Supervisors about the upcoming Mortgage Compliance Dataset Tech Sprint kickoff, to be held virtually on Wednesday, Dec. 3, from Noon – 4 p.m. ET.
MISMO Seeks Comment on HUD Addendum to URLA Dataset
MISMO, the real estate finance industry’s standards organization, announced that it is seeking public comment on a MISMO dataset mapping for the Department of Housing and Urban Development (HUD) Addendum to the Uniform Residential Loan Application (URLA). The 30-day public comment period that will run through Dec. 13, 2025.
Flood-Prone Areas See People Move Away, Redfin Finds
Redfin, Seattle, released an analysis finding that high-flood-risk counties saw more residents move out than in last year.
MBA: Mortgage Delinquencies Increase in Third Quarter
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.99% of all loans outstanding at the end of the third quarter of 2025, according to the Mortgage Bankers Association’s National Delinquency Survey.