NetDirector’s Melissa McCabe says there’s never been a shortage of challenges in default servicing, “and there’s one brewing right now–the rising delinquency rate for FHA loans.”
Category: News and Trends
Older, Wiser, Wealthier and Still at Home: Meet America’s Shadow Homeowners
First American Senior Economist Sam Williamson says some of tomorrow’s homeowners are already here. “They just haven’t moved out yet.”
MAA Advocacy in August Toolkit
In an era when communications can be overwhelming, meetings with legislators add value to the advocacy process.
ICE: Mortgage Holder Equity Hits Record $18 Trillion
Intercontinental Exchange Inc., Atlanta, released its August 2026 Mortgage Monitor Report, finding that mortgage holder equity hit a record $18 trillion in July.
Northwestern Mutual: Young Americans Delaying Homeownership
Northwestern Mutual, Milwaukee, Wis., released its 2026 Planning and Progress Study, finding that 24% of millennials and 31% of Gen Z report that they are putting off buying a home due to financial pressures.
Cotality: Mortgage Application Fraud Risk Rises
Cotality, Irvine, Calif., reported the risk of mortgage application fraud increased in the second quarter.
TransUnion: Mortgage Originations Up Amid Refinancing Activity
TransUnion, Chicago, released its Q2 2026 Credit Industry Insights Report, finding consumer credit remains widely available despite economic uncertainty and credit usage continues to grow at a pace consistent with inflation.
Chart of the Week: GSE Repurchases
This week’s Chart of the Week presents repurchase trends between 2019 and the first quarter of 2026, utilizing data extracted by Recursion from Fannie Mae and Freddie Mac securitization data.
U.S. Sheds 23,000 Jobs in July; Industry Economists Share Thoughts
Nonfarm payroll employment fell by 23,000 in July, per an Aug. 7 release from the Bureau of Labor Statistics.
FRBNY: Short-Term Inflation Expectations Dip
U.S. households’ inflation expectations decreased slightly at the short-term horizon and remained unchanged at the medium- and longer-term horizons, the Federal Reserve Bank of New York reported.