MBA’s President and CEO Bob Broeksmit, CMB, released a statement on the notice of proposed rulemaking (NPR) issued jointly by the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), and the Federal Reserve.
Category: News and Trends
Chart of the Week: IMB Net Production Income
Independent mortgage banks (IMBs) and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of 17 basis points (or $674 per originated loan) in the fourth quarter of 2025, according to the Mortgage Bankers Association’s (MBA) newly released Quarterly Mortgage Bankers Performance Report.
Harvard JCHS: Did Mortgages With Locked-in Low Rates Lead to Rising House Prices?
Did rising interest rates reduce the supply of homes because owners with low interest rate mortgages opted to keep their homes rather than selling? A new report from the Harvard University Joint Center for Housing Studies says yes.
Cotality Analyzes Buyers Choosing ARMs
Cotality, Irvine, Calif., released a new study, analyzing why more homebuyers are still opting for adjustable rate mortgages even as rates begin to drop.
ICE Mortgage Monitor: Q4 Lending Climbs to 3.5-Year High; Servicer Retention Strengthens
Mortgage originations reached an estimated 1.44 million in the fourth quarter — the largest quarterly tally since Q3 2022 — as a surge in refinance activity drove lending to its highest level in three and a half years, according to the March ICE Mortgage Monitor report.
MBA Statement on the Senate Passage of the 21st Century ROAD to Housing Act
MBA’s President and CEO Bob Broeksmit, CMB, released a statement after the Senate passed the 21st Century ROAD to Housing Act.
MBA Sends Letter to VA on Proposed Partial Claim, Loss Mitigation Changes
The Mortgage Bankers Association on March 11 sent a letter to the Department of Veterans Affairs on its proposed policies establishing a partial claim option and changing the VA’s loss mitigation waterfall.
MBA Statement on President Donald Trump’s Executive Orders on Housing
MBA’s President and CEO Bob Broeksmit, CMB, released a statement on President Donald Trump’s executive orders on housing.
Zillow: ‘Accidental Landlords’ on the Rise
Zillow, Seattle, released a new analysis, finding that there are a rising number of homeowners putting their unsold homes up for rent–making them “accidental landlords.”
Ncontracts: AI Vendor Risk Ties Cybersecurity as Top Concern for Financial Institutions
For the first time, financial institutions rank Artificial Intelligence risk on par with cybersecurity as their top third-party concern, according to Ncontracts, Nashville, Tenn.