The Mortgage Bankers Association sent a letter to the leadership of the House Committee on Veterans Affairs regarding the amendment in the nature of a substitute for H.R. 6047, the Sharri Briley and Eric Edmundson Veterans Benefits Expansion Act of 2026. The letter states that the MBA cannot support the ANS as currently drafted.
Category: News and Trends
MBA: Mortgage Delinquencies Increase in the Fourth Quarter
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.26% of all loans outstanding at the end of the fourth quarter of 2025, according to the Mortgage Bankers Association’s National Delinquency Survey.
MCT: January Lock Volume Rebounds
Mortgage Capital Trading, San Diego, released its latest lock volume indices, showing that the numbers rebounded slightly in January after a depressed December.
Chart of the Week: Mortgage Delinquency Rate by Loan Type
According to MBA’s National Delinquency Survey, mortgage delinquencies increased across all three major loan types–Conventional, FHA, and VA–in the last three months of the year.
Homeowner Equity Dips in Q4, ATTOM Reports
Despite a pullback in late 2025, nearly 45% of mortgaged homes remain equity rich according to ATTOM, Irvine, Calif.
Broeksmit: ‘We Have a Seat at the Table’ on Important Issues
SAN DIEGO–Mortgage Bankers Association President and CEO Bob Broeksmit, CMB, took the stage at the Commercial/Multifamily Finance Convention and Expo Feb. 9 to discuss MBA’s advocacy priorities and wins over the past year.
Breaking Advocacy Update: U.S. House Passes Bipartisan Housing Package
On Monday evening, the full U.S. House passed overwhelmingly (390-9) H.R. 6644, the Housing for the 21st Century Act. The housing package aims to tackle supply and affordability challenges, modernize local development, and improve government housing programs.
ICE Mortgage Monitor: Early-January Rate Decline Unlocks Refinance Opportunities
Early January mortgage rate declines unlocked refinance opportunities for nearly five million borrowers and helped push affordability to a four-year high, according to ICE Mortgage Technology, Atlanta.
mPower Panelists Discuss the Power of Mentorship
AMELIA ISLAND, Fla.–In the fast-changing mortgage industry, mentorship can provide stability, direction and confidence, panelists said here at MBA’s Independent Mortgage Bankers conference.
Redfin: 2025 Buyers Purchasing Below List Price Got Largest Discount Since 2012
Redfin, Seattle, released a new report finding that the typical homebuyer who purchased a home below the list price in 2025 got a 7.9% discount–the largest since 2012.