Risk Retention Moves Ahead
Category: News and Trends

FHFA: GSEs Could Need Additional $125B under Worst-Case Scenario
Results of an annual stress test of Fannie Mae and Freddie Mac finances show good news and not-so-good news.

Equifax: First Mortgage Defaults Hit Nine-Year Low
Puerto Rico Rate Three Times National Level

Fitch: U.S. REITs Surge, Private Label RMBS Sputter in Low Rate Environment
Private-Label RMBS Recovery Stalls

Fitch: U.S. REIT Capital Access ‘Bifurcated’
For Different Reasons Than Last Year

CFPB to Consider Debt Collection Practices Overhaul
The Consumer Financial Protection Bureau yesterday outlined proposals under consideration that would overhaul the debt collection market by capping collector contact attempts and by helping to ensure that companies collect the correct debt.

Q&A with Wade Hamby of The Stonehill Group
Company’s National Director of Sales/Marketing Discusses TRID, Outsourcing

MBA Chart of the Week: Servicing Costs per Loan: Performing v. Non-Performing
Servicing Costs Remain Elevated Compared to Pre-2012 Levels

FHA to Insure Mortgages on Some Properties with PACE Assessments
The Federal Housing Administration yesterday announced guidance designed to clarify circumstances under which it will insure mortgages on properties that include Property Assessed Clean Energy (PACE) assessments. The Mortgage Bankers Association expressed concerns.

Morningstar: With Private-Label RMBS Stymied, Nontraditional Deals Take Charge
‘Seasoned’ Deals See Eightfold Increase from Year Ago