LendingTree: Median Planned Down Payment Up Sharply

LendingTree, Charlotte, N.C., released an analysis on current down payment trends, finding that the median planned down payment has increased sharply since 2021. Planned down payments now account for larger shares of loan amounts and borrowers’ incomes, too.

Auction.com: Foreclosure Auction Volume Surges

Foreclosure auction volume surged in the fourth quarter, increasing 48% from a year before to the highest level since late 2020, according to Auction.com, Irvine, Calif.

VantageScore Reports Credit Scores Down in December

VantageScore, San Francisco, found that in December the average Vantage Score 4.0 credit score declined by one point to 700, indicating that consumer credit conditions are softening.