The U.S. economy added 130,000 nonfarm jobs in January, exceeding consensus expectations.
Category: News and Trends
Broeksmit Testifies at Congressional Hearing on Homeownership and the Role of the Secondary Mortgage Market
MBA President and CEO Bob Broeksmit, CMB, testified Wednesday afternoon before the House Financial Services Subcommittee on Housing and Insurance. He spoke at a hearing titled Homeownership and the Role of the Secondary Mortgage Market.
MBA Releases 2025 Year-End Commercial/Multifamily Servicer Rankings
The Mortgage Bankers Association (MBA) released its year-end ranking of commercial and multifamily mortgage servicers’ volumes as of Dec. 31, 2025, at its 2026 Commercial/Multifamily Finance Convention and Expo.
Optimal Blue: Sub-6% Rates Spark Refinance Surge
Falling interest rates drove a sharp increase in refinance activity in early 2026, according to Optimal Blue, Plano, Texas.
MBA Sends Letter Regarding Changes to ANS for H.R. 6047
The Mortgage Bankers Association sent a letter to the leadership of the House Committee on Veterans Affairs regarding the amendment in the nature of a substitute for H.R. 6047, the Sharri Briley and Eric Edmundson Veterans Benefits Expansion Act of 2026. The letter states that the MBA cannot support the ANS as currently drafted.
MBA: Mortgage Delinquencies Increase in the Fourth Quarter
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.26% of all loans outstanding at the end of the fourth quarter of 2025, according to the Mortgage Bankers Association’s National Delinquency Survey.
MCT: January Lock Volume Rebounds
Mortgage Capital Trading, San Diego, released its latest lock volume indices, showing that the numbers rebounded slightly in January after a depressed December.
Chart of the Week: Mortgage Delinquency Rate by Loan Type
According to MBA’s National Delinquency Survey, mortgage delinquencies increased across all three major loan types–Conventional, FHA, and VA–in the last three months of the year.
Homeowner Equity Dips in Q4, ATTOM Reports
Despite a pullback in late 2025, nearly 45% of mortgaged homes remain equity rich according to ATTOM, Irvine, Calif.
Broeksmit: ‘We Have a Seat at the Table’ on Important Issues
SAN DIEGO–Mortgage Bankers Association President and CEO Bob Broeksmit, CMB, took the stage at the Commercial/Multifamily Finance Convention and Expo Feb. 9 to discuss MBA’s advocacy priorities and wins over the past year.