U.S. mortgage performance remains remarkably strong compared to pre-pandemic norms, marked by delinquencies declining on an annual basis, according to ICE Mortgage Technology, Atlanta.
Category: News and Trends
Servicing Quote of the Week
“John Hedlund brings an impressive combination of decades of leadership as a lender, a devotion to the mortgage industry and MBA engagement, and significant entrepreneurial success to our leadership ladder.”
–Laura Escobar, 2025 MBA Chair and President of Lennar Mortgage
Chart of the Week: Composition of Seriously Delinquent Loans by Origination Year
According to the latest results from MBA’s National Delinquency Survey (NDS), the delinquency rate for mortgage loans on one-to-four-unit residential properties decreased slightly to a seasonally adjusted rate of 3.93 percent of all loans outstanding at the end of the second quarter of 2025. The delinquency rate was down 11 basis points from the first quarter of 2025 and down 4 basis points from one year ago.
RCN/CJ Patrick: Investor Sentiment Rebounds from Recent Lows
Real estate investor sentiment is rebounding after declining sharply for two consecutive quarters, according to the latest RCN Capital/CJ Patrick Co. Investor Sentiment Index.
Mortgage Industry Veteran John Hedlund Nominated to Be 2026 MBA Vice Chairman
The Mortgage Bankers Association announced that John Hedlund, a decades-long MBA and industry leader and current Vice Chairman of ICE Mortgage Technology, has been nominated to serve as MBA’s Vice Chairman for the 2026 membership year.
Home Equity Growth Varies Across the U.S., Bankrate Reports
Certain parts of the country have seen higher home equity than others since 2020, according to a new study from Bankrate, New York.
U.S. Mortgage Insurers: About 800,000 Low Down Payment Buyers Used MI in 2024
U.S. Mortgage Insurers, Washington, D.C., released its yearly report, finding that the private MI industry provided mortgage insurance to more than 800,000 low down payment borrowers last year.
Ace: Most Millennial Homeowners Have Unfinished Repair Projects
Ace Hardware Home Services, Oak Brook, Ill., released a new survey finding that 87% of millennial homeowners have at least one pending repair project, but 84% say they’ve delayed fixes.
Young Homebuyers Banking on Refinancing Gamble, Truework Finds
A new survey from Truework, San Francisco, found that younger buyers are making financial bets on their ability to refinance in the future.
ATTOM: U.S. Foreclosure Activity Jumps 13% Year-Over-Year in July
ATTOM, Irvine, Calif., found there were 36,128 properties with foreclosure filings in July, up 11% from June and up 13% from last year.