Independent mortgage banks and mortgage subsidiaries of chartered banks reported an average profit of $785 on each loan they originated in 2025, up from an average of $443 per loan in 2024.
Tag: Marina Walsh
MBA: Independent Mortgage Bankers Post Improved Net Production Profits in 2025
Independent mortgage banks and mortgage subsidiaries of chartered banks reported an average profit of $785 on each loan they originated in 2025, up from an average of $443 per loan in 2024.
MBA Economists Break Down What Servicers Should Know
GRAPEVINE, Texas–MBA’s Joel Kan and Marina Walsh, CMB, took to the main stage at MBA’s Servicing Solutions Conference and Expo to address their economic outlook and how that impacts mortgage servicing.
Chart of the Week: Mortgage Delinquency Rate by Loan Type
According to MBA’s National Delinquency Survey, mortgage delinquencies increased across all three major loan types–Conventional, FHA, and VA–in the last three months of the year.
Access to Research: Make Data-Informed Decisions Webinar, Jan. 23
On Friday, January 23 from 1:00 PM–2:00 PM EST, demystify the market data and learn exactly how to use your benefits to your advantage in this free webinar.
Chart of the Week: Employee Benefits Costs for Mortgage Lenders, Servicers
The beginning of the year brings changes to employee benefits and associated costs for both mortgage company employers and employees.
Chart of the Week: Retail Channel Mortgage Pull-Through
At last month’s MBA Annual Convention and Expo in Las Vegas, lenders discussed and debated ways to reduce origination costs and increase productivity by investing in more modern technology, refining the use of technology, and making the loan production process more efficient. Improved servicing recapture and offering a greater variety of non-agency loan products were also explored as ways to achieve scale and spread fixed costs over more origination volume.
MBA Forecast: Total Single-Family Mortgage Originations to Increase 8% to $2.2 Trillion in 2026
The Mortgage Bankers Association announced at its 2025 Annual Convention and Expo that total single-family mortgage origination volume is expected to increase to $2.2 trillion in 2026 from $2.0 trillion expected in 2025.
MBA Forecast: Total Single-Family Mortgage Originations to Increase 8% to $2.2 Trillion in 2026
The Mortgage Bankers Association announced at its 2025 Annual Convention and Expo that total single-family mortgage origination volume is expected to increase to $2.2 trillion in 2026 from $2.0 trillion expected in 2025.
Mortgage Delinquencies Decrease Slightly in the Second Quarter
The delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 3.93% of all loans outstanding at the end of the second quarter, according to MBA’s National Delinquency Survey.