Black Knight: Seriously Delinquent Mortgages Tumble

In its “first look” release of June mortgage performance statistics, Black Knight, Jacksonville, Fla., found that seriously delinquent mortgages hit the lowest level in more than 15 years.

CoreLogic: Mortgage Performance Still Strong in April

CoreLogic, Irvine, Calif., released its Loan Performance Insights Report for April, showing that despite some small upticks in certain areas, mortgage delinquencies remain near record lows

Consumers Resilient Despite Broader Economic Challenges

Serious delinquency rates in August improved once more across all consumer credit segments even as the number of people in accommodation programs dropped for the second consecutive month, reported TransUnion, Chicago.

TransUnion: Consumer Credit Market Withstands Coronavirus Challenges

TransUnion, Chicago, reported the total percentage of accounts in “financial hardship” status dropped during July for mortgages, auto loans, credit cards and personal loans – marking the first such decrease since the start of the COVID-19 pandemic.

MBA Chart of the Week: Delinquency Rate for Commercial/Multifamily Mortgages

The delinquency rate for commercial and multifamily mortgages declined in July. The rate had increased sharply in April at the onset of the pandemic, with 3.6% of loan balances becoming newly delinquent. In May, delinquencies increased again, with a new, but smaller, cohort of newly delinquent loans.

MBA Chart of the Week: Delinquency Rate for Commercial/Multifamily Mortgages

The delinquency rate for commercial and multifamily mortgages declined in July. The rate had increased sharply in April at the onset of the pandemic, with 3.6% of loan balances becoming newly delinquent. In May, delinquencies increased again, with a new, but smaller, cohort of newly delinquent loans.

MBA Chart of the Week: Delinquency Status of Unpaid Principal Balance 2nd Quarter

The $3.7 trillion commercial and multifamily mortgage market is really a confederation of different capital sources, property types and geographic markets, all bound together by the provision of mortgage capital backed by investment property incomes and collateral value. Often, the overall market moves in tandem. At other times – like now – different segments act very differently.

MBA Chart of the Week: 30-Day Mortgage Delinquency Rate by Region

MBA released its latest National Delinquency Survey for first quarter 2020 earlier this week. At the end of the first quarter, the delinquency rate for mortgage loans on one-to-four-unit residential properties jumped by 59 basis points to a seasonally adjusted rate of 4.36 percent of all loans outstanding.