"MBA supports the partial claim program in the VA Home Loan Program Reform Act. However, several changes are needed to ensure the program is workable and provides maximum benefit to veterans." --Carrington Mortgage Services' Elizabeth Balce, testifying on Capitol Hill on Tuesday

Housing cost burden is increasing across the country. In nearly every major market, households earning under $50,000 are significantly more cost-burdened than they were 10 years ago, according to the Urban Land Institute and RCLCO.