Alternative loan categories gained momentum in the first half of 2024. Learn why lenders need to be mindful of risk.

Master your margins with comprehensive capital markets technology

With interest rates staying higher for longer coupled with steadily tight, albeit slightly rising inventory this spring, borrowers continue to explore all options when it comes to purchasing a home they can afford. Enter manufactured housing.

During the COVID-19 pandemic, when rates remained low, the FHA streamlined its home retention loss mitigation options and provided relief for nearly 1.9 million borrowers. Despite these efforts, the current climate of high mortgage interest rates poses challenges for initiating loan modifications.

This week’s MBA Chart of the Week examines the spread between the 30-year fixed mortgage rate and 10-year Treasury yield.

This week’s top legislative and policy news from the Mortgage Bankers Association.