![](https://newslink.mba.org/wp-content/uploads/2021/10/Capitol-Building-Stock-image-400.jpg?w=390&h=260&crop=1)
MBA Advocacy Update July 31: Banking Agencies Issue Proposed MBA-Opposed Changes to Bank Capital Requirements
This week’s top legislative and policy news from the Mortgage Bankers Association.
![](https://newslink.mba.org/wp-content/uploads/2023/07/MBA-Chart-of-the-Week-7-28-23-700.jpg?w=390&h=260&crop=1)
MBA Chart of the Week July 31: Analyzing HMDA Data
A total of 4,290 companies reported lending activity under the Home Mortgage Disclosure Act (HMDA) in 2022, according to MBA’s analyses of the dataset.
![](https://newslink.mba.org/wp-content/uploads/2023/07/CoreLogic-delinquency.jpg?w=390&h=260&crop=1)
CoreLogic: Mortgage Delinquency Rate at Record Low in May
CoreLogic, Irvine, Calif., reported in May just 2.6% of all mortgages in the U.S. were in some stage of delinquency, matching the all-time low.