On Tuesday, FHFA announced Fannie Mae and Freddie Mac will require servicers to obtain and maintain fair lending data on their loans. Last Friday, MBA submitted its comment letter to federal regulatory banking agencies on the Community Reinvestment Act. And the House approved the Senate’s amended substitute to H.R. 5376, now known as the Inflation Reduction Act.

This week’s MBA Chart of the Week highlights the relationship between MBA’s mortgage delinquency rate and two economic indicators, the unemployment rate, and year-over-year changes in headline inflation – measuring the price of goods and services in the economy.

Six months ago, prospective homebuyers across the country faced stiff competition from each other, with homes for sale receiving multiple, escalating bids. What a difference a few months make.

Boxwood Means LLC, Stamford, Conn., reported the aggregate market value of small commercial real estate assets rose steadily at midyear despite an increasingly uncertain outlook for commercial real estate prices and the economy.

Good morning and happy Monday! We’re halfway through the Dog Days of August. Here’s what’s happening this week: