“We hope you’ll join us and try to create an ‘echo chamber’ of help. So customers will know that if they need help they can get help and they won’t need to bring money to the table. They can raise their hand and we’ll pull out all the tools that are available to them. We’re hoping this will reach a hard-to-reach audience.” --Dana Dillard, Executive Vice President of Corporate and Social Responsibility with Mr. Cooper, Dallas.

We are eight days away from what many analysts are calling the most important election in recent U.S. history. It’s been a long campaign (too long, some say) but so much is at stake: the presidency, all 435 House seats (plus territories) and 35 Senate seats are in play.