The Lede

National Mortgage News, Nov. 21, 2017--Brad Finkelstein (subscription)Late payments from borrowers living in areas hardest hit by Hurricanes Harvey and Irma were responsible for October's increase in loan delinquencies, said Black Knight.

DS News, Nov. 21, 2017--David WhartonFinancial services holding company Ocwen announced in November that it had worked closely with various nonprofit agencies to forgive $14.6 million in mortgage debt for struggling Ohio homeowners.

Wall Street Journal, Nov. 21, 2017--Esther Fung (subscription)The biggest mall and mixed-use center landlords across the U.S. are digging deep into their pockets to attract customers this holiday season. But they are under no illusion their efforts will bring windfalls to them or their tenants.

National Mortgage Professional, Nov. 21, 2017--Phil HallThe Mortgage Bankers Association's (MBA) Mortgage Action Alliance called for industry professionals to lobby on behalf of S. 2155, The Economic Growth, Regulatory Relief and Consumer Protection Act.

National Mortgage News, Nov. 21, 2017--Elina Tarkazikis (subscription)The housing market has been underperforming its potential since May, and October's performance gap was the largest it's been since November of last year, according to First American Financial Corp.

HousingWire, Nov. 21, 2017--Brena SwansonThe case questions whether the structure of the CFPB is unconstitutional, with PHH arguing that the bureau's director has too much power and that the bureau operates without supervision or oversight.

Mortgage Daily, Nov. 21, 2017The Consumer Financial Protection Bureau approved a redesigned Uniform Residential Loan Application to be used by Fannie Mae and Freddie Mac.

Mortgage Daily, Nov. 21, 2017iEmergent predicts a rise in expected home-purchase lending next year more than offsets an anticipated drop in refinances.

National Mortgage News, Nov. 21, 2017--Jackie Stewart (subscription)Recent years have been profitable, affording Flagstar more room to reinvent itself by making more commercial-and-industrial loans and diversifying its real estate book.

Hilltop Advisors is a mortgage consulting firm that is an affiliate of The Hilltop Companies group.