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Category: News and Trends

Optimal Blue: Refinances Up, Purchase Activity Down, Non-QM Hits Record High
Refinances ticked up and non-QM lending hit a record high as purchase activity fell nearly 5% in July, according to Optimal Blue, Plano, Texas.

MBA: IMBs Report Production Profits in Second Quarter
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $950 on each loan they originated in the second quarter, according to MBA’s latest Quarterly Mortgage Bankers Performance Report.

Housing Starts Up in July, Propelled by Multifamily
Privately-owned housing starts in July were at a seasonally adjusted annual rate of 1,428,000, the Census Bureau reported Aug. 19.

Industry Briefs, Aug. 20, 2025
Industry news from Informative Research, Equifax, Optimal Blue, Land Gorilla, The Mortgage Collaborative, AnnieMac, Home Solution Lenders and A&D Mortgage.

RCN/CJ Patrick: Investor Sentiment Rebounds from Recent Lows
Real estate investor sentiment is rebounding after declining sharply for two consecutive quarters, according to the latest RCN Capital/CJ Patrick Co. Investor Sentiment Index.

Premier Member Editorial: Instant Income, Employment Verification Help Lenders Do More with Less
Equifax Workforce Solutions’ Chris Mock says lenders who adopt automated VOIE early in the application process gain the advantage of speed, accuracy and deeper insight.

Leading Mortgage Organizations: Essentials for Executives and Board Members Program
MBA has developed a robust program intended to empower your board members and senior executives to confidently and proficiently lead your organization.

Young Homebuyers Banking on Refinancing Gamble, Truework Finds
A new survey from Truework, San Francisco, found that younger buyers are making financial bets on their ability to refinance in the future.

Industry Briefs, Aug. 19, 2025
Industry news from Informative Research, Equifax, Optimal Blue, Land Gorilla, The Mortgage Collaborative, AnnieMac, Home Solution Lenders and A&D Mortgage.