“My answer is, it is possible that GSEs will exit conservatorship. I don’t think yet it’s probable.”
–Isaac Boltansky, Managing Director and Director of Policy Research, BTIG

“My answer is, it is possible that GSEs will exit conservatorship. I don’t think yet it’s probable.”
–Isaac Boltansky, Managing Director and Director of Policy Research, BTIG
According to the MBA’s National Delinquency Survey, the overall delinquency rate for mortgage loans on one‐to‐four‐unit residential properties increased to a seasonally adjusted rate of 3.98% of all loans outstanding at the end of the fourth quarter.
On Friday, an MBA-led coalition of industry trade groups including the Maryland Mortgage Bankers and Brokers Association submitted a comment letter to the Maryland Office of Financial Regulation to respond to OFR’s guidance and emergency regulations to facilitate compliance with the state Appellate Court’s April 2024 ruling in the case of the Estate of Brown v. Ward.
This week’s top legislative and policy news from the Mortgage Bankers Association.
There were 143,000 jobs added to total nonfarm payroll employment in January, the Bureau of Labor Statistics reported Feb. 7.
DALLAS–“From HUD to CFPB to the chairs of key committees on Capitol Hill, MBA is bracing for big change,” said Mortgage Bankers Association President and CEO Bob Broeksmit, CMB, in a session on post-election analysis at MBA’s 2025 Servicing Solutions Conference & Expo.
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.98% of all loans outstanding at the end of the fourth quarter, according to MBA’s National Delinquency Survey.
Unlock the future of AI in the mortgage industry with the MBA and PhoenixTeam’s three-day virtual training, Feb. 19-21.
DALLAS–What’s next for the servicing industry when it comes to trends and challenges in technology, regulation and the overall market?
“Get your LOs out of the LOS” is a commonly heard refrain, encouraging loan officers to spend less time filling in boxes in their loan origination system and more time with the borrower by increasing efficiencies in their loan processes.