Quote of the Day

“My answer is, it is possible that GSEs will exit conservatorship. I don’t think yet it’s probable.”
–Isaac Boltansky, Managing Director and Director of Policy Research, BTIG

Chart of the Week: Mortgage Delinquency Rate Spreads by Product Type

According to the MBA’s National Delinquency Survey, the overall delinquency rate for mortgage loans on one‐to‐four‐unit residential properties increased to a seasonally adjusted rate of 3.98% of all loans outstanding at the end of the fourth quarter.

MBA Leads Industry Response to Trust Licensing Issues in Maryland

On Friday, an MBA-led coalition of industry trade groups including the Maryland Mortgage Bankers and Brokers Association submitted a comment letter to the Maryland Office of Financial Regulation to respond to OFR’s guidance and emergency regulations to facilitate compliance with the state Appellate Court’s April 2024 ruling in the case of the Estate of Brown v. Ward.

What’s Next in Washington? Industry Leaders Weigh In

DALLAS–“From HUD to CFPB to the chairs of key committees on Capitol Hill, MBA is bracing for big change,” said Mortgage Bankers Association President and CEO Bob Broeksmit, CMB, in a session on post-election analysis at MBA’s 2025 Servicing Solutions Conference & Expo.

Mortgage Delinquencies Increase in Fourth-Quarter 2024

The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.98% of all loans outstanding at the end of the fourth quarter, according to MBA’s National Delinquency Survey.