Mortgage Spreads Are Narrowing, but for Which Reason?

National Mortgage News, Jan. 5, 2026-Brad FinkelsteinThe spread between the 10-year Treasury yields and 30-year fixed mortgage rates tightened at the end of 2025, largely driven by Fannie Mae and …

New Homeowner Data Challenges Mortgage Rate Lockdown Theory

HousingWire, Jan. 5, 2025-Logan MohtashamiI have often debated whether the mortgage rate lockdown is real or just another housing myth. At first glance, the lockdown theory seems like common sense, …