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Category: Top National News
Mortgage Rates in Limbo as Fed Officials Debate Inflation, Jobs Data
HousingWire, Dec. 16, 2025-Neil PiersonThe latest in a string of Federal Reserve interest rate cuts appears to have done little to impact mortgage rates, which have remained steady since the …
Soft Jobs Data Boost Odds of January Fed Cut
MPA, Dec. 16, 2025-Liezel OnceUnited States jobs data for October and November pointed to a labor market that has clearly lost steam, keeping expectations that the Federal Reserve could cut …
2026 Mortgage Appraisal Threshold Set at $34,200
HousingWire, Dec. 16, 2025-Sarah WolakThe Consumer Financial Protection Bureau (CFPB), the Federal Reserve Board, and the Office of the Comptroller of the Currency (OCC) announced on Monday that the 2026 …
Foreclosures Starts, Re-defaults Inch Up at Banks: OCC
National Mortgage News, Dec. 16, 2025-Bonnie SinnockNewly initiated foreclosure actions at banks have risen on a consecutive-quarter basis but the overall performance of financial institutions’ home loans has remained resilient …
MBA Seeks Credit Score Threshold for Tri-Merge at GSEs
Inside Mortgage Finance, December 16, 2025-Brandon IveyThe Mortgage Bankers Association said FHFA should allow lenders to use a single credit report when delivering mortgages to the GSEs if the initial …
Feds Raise Appraisal Exemption for Higher-Priced Mortgages
National Mortgage News, December 15, 2025-Andrew MartinezThe threshold regards loans where the annual percentage rate is at least 1.5 percentage points higher than the average prime offer rate on first …
As Debt Mounts, is it Worth Tapping a Home Equity Line of Credit?
Orange County Register, December 15, 2025-Jeff LazersonFor homeowners locked into low rates, finding the best way to tap equity will vary between a home equity loan and a home equity …
Home Insurance Claims Fall as Repair Costs Climb
National Mortgage News, Dec. 15, 2025-Andrew MartinezThe nation’s homeowners filed fewer insurance claims this summer, but the average costs of them could soar to new heights.Click here for more (subscription)
Homebuilder Sentiment Improves Slightly as Future Sales Outlook Turns Positive
MPA, Dec. 15, 2025-Matt SextonAt the end of what has been a tough year for builder confidence, Monday’s latest report shows some signs of optimism heading into 2026.Click here for …