Mortgage Spreads Are Narrowing, but for Which Reason?

January 6, 2026

National Mortgage News, Jan. 5, 2026-Brad Finkelstein
The spread between the 10-year Treasury yields and 30-year fixed mortgage rates tightened at the end of 2025, largely driven by Fannie Mae and Freddie Mac increasing their holdings of mortgage-backed securities, a Keefe, Bruyette & Woods report claimed.
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