MBA: Mortgage Delinquencies Increase in the Fourth Quarter
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.26% of all loans outstanding at the end of the fourth quarter of 2025, according to the Mortgage Bankers Association’s National Delinquency Survey.
Broeksmit Testifies at Congressional Hearing on Homeownership and the Role of the Secondary Mortgage Market
MBA President and CEO Bob Broeksmit, CMB, testified Wednesday afternoon before the House Financial Services Subcommittee on Housing and Insurance. He spoke at a hearing titled Homeownership and the Role of the Secondary Mortgage Market.
Optimal Blue: Sub-6% Rates Spark Refinance Surge
Falling interest rates drove a sharp increase in refinance activity in early 2026, according to Optimal Blue, Plano, Texas.
Chart of the Week: Mortgage Delinquency Rate by Loan Type
According to MBA’s National Delinquency Survey, mortgage delinquencies increased across all three major loan types--Conventional, FHA, and VA--in the last three months of the year.
MCT: January Lock Volume Rebounds
Mortgage Capital Trading, San Diego, released its latest lock volume indices, showing that the numbers rebounded slightly in January after a depressed December.
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