MBA: Mortgage Delinquencies Increase in Third Quarter
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.99% of all loans outstanding at the end of the third quarter of 2025, according to the Mortgage Bankers Association’s National Delinquency Survey.
TransUnion: Mortgage Originations, Delinquencies Both Rise
TransUnion, Chicago, released its Q3 Credit Industry Insights Report, finding that mortgage originations grew 8.8% year-over-year in Q2.
ATTOM: Vacancy, Zombie Foreclosure Rates Down
ATTOM, Irvine, Calif., released its Q4 2025 Vacant Property and Zombie Foreclosure Report, finding that 1.32% of residential properties in the U.S. were vacant. That amounts to about 1.4 million homes.
MBA Premier Member Editorial: Why Mortgage Servicers Should Prepare Now for Rising Defaults
Mortgage defaults remain below pre-pandemic levels, but they’ve been edging up, especially among financially vulnerable homeowners. According to the September 2025 ICE Mortgage Monitor, foreclosure starts are up more than 7.6% year-over-year, and loans in active foreclosure have increased by 19,000 compared to last year.
Q&A With Cornerstone Servicing’s Toby Wells: How AI Is Transforming Mortgage Servicing
Cornerstone Servicing's Toby Wells sat down with MBA NewsLink to talk about the effects of AI on servicing.
Flood-Prone Areas See People Move Away, Redfin Finds
Redfin, Seattle, released an analysis finding that high-flood-risk counties saw more residents move out than in last year.
