Considering the Availability of Forbearance, Why are 400K Americans Behind on Their Mortgages?

Mortgage Professional America, Oct. 13, 2020–Clayton Jarvis
A new report from the Urban Institute found that, despite forbearance having been made an accessible option back in April, there are still hundreds of thousands of Americans with what the Institute calls “needlessly delinquent mortgages.” (MBA mention)
https://www.mpamag.com/news/considering-the-availability-of-forbearance-why-are-400k-americans-behind-on-their-mortgages-235895.aspx