The Lede

AMELIA ISLAND, FLA.--John Ryan, President and CEO of the Conference of State Bank Supervisors, said in the decade since the financial crisis, the non-bank (independent) mortgage bank has emerged as a major player in the real estate finance industry.

AMELIA ISLAND, FLA.--John Ryan, President and CEO of the Conference of State Bank Supervisors, said in the decade since the financial crisis, the non-bank (independent) mortgage bank has emerged as a major player in the real estate finance industry.

AMELIA ISLAND, FLA.--John Ryan, President and CEO of the Conference of State Bank Supervisors, said in the decade since the financial crisis, the non-bank (independent) mortgage bank has emerged as a major player in the real estate finance industry.

The payoff rate for securitized commercial real estate mortgages should bounce back this year following two years of weak performance, said Morningstar Credit Ratings, New York.

Zillow, Seattle, said the U.S. housing market has gained back all $9 trillion in value it lost when the market collapsed, but the uneven nature of the crisis and subsequent recovery has left many housing markets trailing behind, while others surge further ahead.

AMELIA ISLAND, FLA.--When the Mortgage Bankers Association's Independent Mortgage Bankers Conference first began six years ago, it attracted 300 participants. This week, more than 800 IMB representatives have gathered here.

Black Knight, Jacksonville, Fla., said another 60,000 mortgages became 90 days delinquent in December, driven by both continued hurricane-related fallout as well as upward seasonal and calendar-related pressures.

AMELIA ISLAND, FLA.--When the Mortgage Bankers Association's Independent Mortgage Bankers Conference first began six years ago, it attracted 300 participants. This week, more than 800 IMB representatives have gathered here.

AMELIA ISLAND, FLA.--When the Mortgage Bankers Association's Independent Mortgage Bankers Conference first began six years ago, it attracted 300 participants. This week, more than 800 IMB representatives have gathered here.

National Mortgage News, Jan. 29, 2018--Kate Berry (subscription)Mick Mulvaney's recasting of the Consumer Financial Protection Bureau marks a new day for the agency, but a substantial part of his authority to unwind rules--particularly on mortgages--was already part of the agency's tool chest before he arrived.

The Mortgage Reports, Jan, 29, 2018--Peter G. MillerThe Mortgage Relief and Debt Act is not in the news, and that's a crime. Probably it seems odd that after more than a decade, we're still picking and pulling over the mortgage meltdown.

Reuters, Jan. 26, 2018--Patrick RuckerU.S. bank regulators plan to relax commercial real estate lending rules by allowing more deals to go ahead without an independent appraisal of the property's value, according to several sources familiar with the discussions.

UExpress, Jan. 26, 2018--Lew SichelmanAdjustable-rate mortgages are back, especially in the higher price brackets around $453,000 and above. And as loan rates climb, as they are expected to do throughout the year, they probably will become more popular.

Scotsman Guide, Jan. 25, 2018--Victor Whitman2018 could prove to be a key year of change for the mortgage industry as Congress takes up housing-finance reform, the future of Fannie Mae and Freddie Mac, and regulatory reform. J. David Motley, the 2018 chairman of the Mortgage Bankers Association, discussed the trade group's priorities and a range of pending issues that affect the mortgage industry.

Mortgage Daily, Jan. 25, 2018The mortgage subsidiary of home builder Lennar Corp. is being investigated over its handling of the lending process on government-insured loans.

Tribune News Service, Jan. 25, 2018--Alexander Soule, Chris BosakUnder the Tax Cuts and Jobs Act enacted in December, homeowners can no longer deduct interest owed on home-equity loans if they use the money for purposes besides home renovations or the purchase of property.

National Mortgage News, Jan. 25, 2018--Ian McKendry (subscription)In the current political environment, the idea that a dozen senators from the minority would join Republicans to support a limited bill to ease certain Dodd-Frank Act restrictions seems unusual.

National Mortgage News, Jan. 24, 2018--Ian McKendry (subscription)Supporters of an unreleased Senate bill to revamp the housing finance system are fighting back against suggestions that the latest revision has become more conservative. David Stevens, CMB, President and CEO of the Mortgage Bankers Association, said the plan gaining consensus in the Senate is similar to the housing finance proposal being developed by MBA.

National Mortgage News, Jan. 24, 2018--Kate Berry (subscription)The Consumer Financial Protection Bureau is seeking comment on its process for investigating companies that face possible enforcement actions as part of a comprehensive review of the agency.

National Real Estate Investor, Jan. 24, 2018--John EganFor high-net-worth investors in commercial real estate, the federal tax overhaul is practically a financial home run.

CNBC, Jan. 24, 2018--Lauren ThomasToys R Us is planning to shutter roughly 180 stores across the country, or about one-fifth of its U.S. store fleet, in a bid to restructure the company and emerge from bankruptcy protection.

The impact of Hurricanes Harvey and Irma continue to bedevil the housing market, as Black Knight determined the hurricane-related fallout was a primary factor in having an additional 60,000 mortgages becoming 90 days delinquent last month.

Mortgage Daily, Jan. 23, 2018Thirty-day mortgage delinquency soared to a two-year high, while serious delinquency climbed to a 19-month high. But foreclosure starts were the fewest since the recession.

HousingWire, Jan. 23, 2018--Joseph MurinThe speed at which these scams are evolving, and the lengths scammers are willing to go to in order to fool us are at once impressive and terrifying. The latest iteration of wire fraud is one that will take an entire industry to stamp out.