The Lede

And HMDA Looms on Horizon

3.7 Million GSE Foreclosure Prevention Actions Since 2008

'Tide May Be Turning for Future Resolutions'

'A Sub-One Percent Defect Level is Absolutely Achievable'

Analysts Caution 'Return to More Risky Environment'

MBA's Mills: Lots of Regulatory 'Untangling' Ahead

LOS ANGELES--It's no secret that in the years following the Great Recession and the height of the subprime loan crisis, mortgage loan quality has improved dramatically--almost to a fault, analysts said here at the Mortgage Bankers Association's Risk Management, Quality Assurance & Fraud Prevention Conference.

'You Don't Have to Be a Bernie Madoff'

'Look Underneath Your Loans'

Addresses Challenges Posed by Digital Marketing, Advertising

Complimentary Access for MBA Members

National Mortgage New, Sept. 29, 2016--Finkelstein, Brad BB&T Corp. has agreed to an $83 million settlement with the U.S. Department of Justice over mortgages with quality control problems that were insured by FHA.

National Mortgage News, Oct. 3, 2016--Bisbey, Allison Late payments on securitized commercial mortgages reversed course in September and resumed a climb that began in March, according to Trepp.

Mortgage Daily, Oct. 3, 2016 Fixed-rate MBS issuance on behalf of Fannie Mae, Freddie Mac and Ginnie worked out to $157.656 billion during September.

Reuters, Oct. 3, 2016--Raymond, Nate Royal Bank of Scotland Group PLC to resolve investigation of mortgage-backed securities underwriting ahead of 2008 financial crisis.

National Mortgage News, Oct. 3, 2016--Passy, Jacob Bank mortgage servicers are slashing their staff in the wake of improved loan performance and decreased portfolio, according to Fitch Ratings.

HousingWire, Oct. 3, 2016--Swanson, Brena MBA Senior Vice President Pete Mills called TRID a "massive undertaking" but noted impact on consumers was mitigated because lenders prepared for rule.

National Mortgage News, Sept. 30, 2016--Passy, Jacob  Federal Housing Administration loans lead the decline in mortgage application defect risk, First American Financial Corp. reported.

National Mortgage News, Sept. 30, 2016--Collins, Brian Strong home sales are boosting originations of Federal Housing Administration loans and opening the door for first-time buyers.

Mortgage Daily, Sept. 30, 2016 August secondary activity up 11% from July.

Wall Street Journal, Oct. 2, 2016--Strasburg, Jenny; Viswanatha, Aruna No deal yet between Deutsche Bank, Department of Justice.

Los Angeles Times, Sept. 29, 2016--Khouri, Andrew Los Angeles city attorney had sued bank over decrepit properties.

Mortgage Daily, Sept. 29, 2016--Garcia, Sam Web-based services have been launched and improved to help mortgage companies comply with a host of regulations.

World Property Journal, Sept. 27, 2016--Gerrity, Michael Mortgage Bankers Association reports commercial and multifamily mortgage debt outstanding increased by $39.9 billion in the second quarter of 2016, as three of the four major investor groups increased their holdings.

Bloomberg, Sept. 29, 2016--Melby, Caleb; Cullen, Angela Even before the opening bell in New York, Thursday looked like a grim day for some of the giants of global banking.

Capital Alpha Partners, Sept. 29, 2016 Capital Alpha hosted Mortgage Bankers Association CEO Dave Stevens in an annual call to update listeners on policy issues confronting the mortgage housing sector.

Wall Street Journal, Sept. 28, 2016--Mitchell, Josh But figure remains high despite solid labor market.

Wall Street Journal, Sept. 28, 2016--Davies, Paul Credit Suisse has the least wiggle room and will be watching outcome of Deutsche Bank's mortgage case closely.

National Mortgage News, Sept. 28, 2016--Berry, Kate Banks now expected to "materially assist" the agency in providing documents, access to witnesses and even inculpatory documentary evidence such as emails and text messages.

Mortgage Daily, Sept. 28, 2016 Walter Investment Management Corp.'s mortgage banking subsidiary has agreed to settle charges that it harassed delinquent Massachusetts borrowers for four years.

Bloomberg, Sept. 28, 2016--McLaughlin, David; Schoenberg, Tom Deutsche Bank AG isn't the only lender wrestling with the U.S. to resolve an investigation into toxic mortgage bonds: Credit Suisse Group AG and Barclays Plc are also each in settlement talks with the Justice Department.

Housing Wire, Sept. 28, 2016--Lane, Ben New regulation will hold lenders and mortgage servicers "accountable."

Mortgage Daily, Sept. 28, 2016 August secondary activity totaled $45.9 billion.

Fox Business, Sept. 28, 2016--Stephens, David Freddie Mac, McLean, Va., announced a new program to reduce the risk it takes on various mortgages.

Bloomberg, Sept. 27, 2016--McLaughlin, David Justice Department says several lenders have failed to cooperate amid investigations.