The Lede

First Changes to Program Consultant Structure Since 1995

The Oregonian, Nov. 3, 2016--Njus, Elliot The counties assert that MERS is illegal under state law.

The Mortgage Reports, Nov. 6, 2016--Miller Peter G. This unique mortgage lets you add financing for major home additions and improvements to your refinance loan amount.

Mortgage Daily, Nov. 7, 2016 While there was a little upward movement in mortgage production at Navy Federal Credit Union, loan servicing and mortgage staffing jumped higher.

MortgageOrb, Nov. 7, 2016--Barnard, Patrick In effect, the court upheld a previous Florida Appellate Court ruling in Lewis Brooke Bartram v. U.S. Bank National Association that determined that when foreclosure actions are dismissed, servicers and borrowers return to their pre-foreclosure complaint status.

HousingWire, Nov. 4, 2016--Lane, Ben ACA Financial Guaranty Corp wanted $120 million.

Mortgage Daily, Nov. 4, 2016 Quarterly home lending activity moved higher, the residential loan servicing portfolio grew larger, and employment expanded at Guild Mortgage Co.

National Mortgage News, Nov. 4, 2016--Passy, Jacob; Finkelstein, Brad Essent Group reported higher net income on a 25% year-over-year increase in insurance-in-force, while Genworth Financial posted a larger net loss from a year ago as its life insurance division took a hit.

Dodd-Frank Update, Nov. 4, 2016 Cordray told MBA Annual Convention what the CFPB's expectations were for servicing compliance, fair lending practices, and consumer complaint management. And they weren't always what previous standards for the CFPB have been.

Scotsman Guide, Nov. 4, 2016--Whitman, Victor Through the first three quarters of the year ending Sept. 30, the volumes and counts of the nation's most popular home-loan types - mortgages purchased by Fannie Mae and Freddie Mac--were running ahead of the pace set in 2015.

GoRion, Nov. 4, 2016--Schwartz, Faith The lessons we are learning through CRT innovation will certainly play into the discussions around the role of government and private capital as we continue to reshape the housing finance of the future.

National Mortgage News, Nov. 4, 2016--Collins, Brian Since the government-sponsored enterprises began experimenting with both frontend and backend deals in which part of the credit risk is shared with third parties, investors have been watching carefully.

Financial Times, Nov. 7. 2016--Gray, Alistair Ultra-low interest rates squeeze bank margins but provide relief to their customers, said TransUnion.

National Mortgage News, Nov. 3, 2016--Collins, Brian The agency released a plan last week that would stipulate that newly constructed homes financed by the Federal Housing Administration would have to be elevated two feet above the 100 year-based flood level.

HousingWire, Nov. 2, 2016--Swanson, Brena An estimated 8.5 million households could potentially benefit.

Heritage.org, Nov. 3, 2016--Ligon, John Author says a Federal Housing Finance Agency decision to implement a mortgage forgiveness program for severely delinquent loans guaranteed by Fannie Mae and Freddie Mac is unlikely to work.

Daily Business Review, Nov. 3, 2016--Ampel, Celia The Florida Supreme Court on Thursday ruled in favor of mortgage lenders in a decision that homeowners' advocates say will create renewed uncertainty for some borrowers about whether they can stay in their homes.

Wall Street Journal, Nov. 3, 2016--Glazer, Emily Bank also says range of possible litigation losses related to separate probe rose to as much as $1.7 billion in third quarter.

National Mortgage News, Nov. 3, 2016--Sinnock, Bonnie Fannie Mae's new representation and warranty relief offers lenders a long-awaited incentive to use its automated loan validation technology. But is it enough for lenders to make the necessary technology updates and process changes to implement the tools?

Housing Wire, Nov. 3, 2016--Gaffney, Jacob Here is the next big idea.

HousingWire, Nov. 3, 2016--Ramirez, Kelsey The government-sponsored enterprise posted profits every quarter for the last four and a half years and sees no near-term end to conservatorship.

HousingWire, Nov. 1, 2016--Gaffney, Jacob Freddie Mac is now working with its regulator, the Federal Housing Finance Agency, to create permanent foreclosure-avoidance programs as HAMP and HARP look to expire.

MarketWatch, Nov. 1, 2016--Riquier, Andrea  After this quarter, the enterprise will have returned $101.4 billion to taxpayers.

Mortgage Daily, Nov. 2, 2016 Home-lending activity took a giant leap at Impac Mortgage Holdings Inc. In addition, the organization reported sizable growth in its mortgage servicing portfolio.

Mortgage Daily, Nov. 2, 2016 Last month's production brought to more than a million the number of reverse mortgages that have been insured by the federal government.

Mortgage Daily, Nov. 2, 2016 Loans that are included in commercial mortgage-backed securities had a 30-plus day delinquency rate of 4.98 percent as of Oct. 31.

National Real Estate Investor, Nov. 2, 2016--Mattson-Teig, Beth Many high-leverage commercial mortgage-backed securities loans are searching for refinancing capital while the CMBS market is battling its own liquidity crunch.