Market volatility, both in equity and bond markets, increased sharply this week because of the serial surprises with respect to the direction of U.S. tariff policy.
Category: News and Trends
Unlocking Efficiency and Profitability in Mortgage Servicing
In an industry defined by constant change, mortgage servicers must maintain a clear view of their processes and true costs in order to remain adaptable and profitable. This becomes increasingly important as the regulatory landscape continues to shift amid ongoing market volatility and economic unpredictability.
Servicing Quote of the Week
“Halting the VASP program will increase the number of veterans facing foreclosure unless the VA and Congress implement a permanent partial claim option as soon as possible.”
–MBA’s President and CEO Bob Broeksmit, CMB
VantageScore CreditGauge: Mortgage Credit Delinquencies Rise in February
VantageScore, San Francisco, released its CreditGauge for February, finding mortgage credit delinquencies worsened year-over-year.
Trepp: CMBS Delinquency Rate Jumps in March
Trepp, New York, reported the CMBS delinquency rate rose in March, with the overall delinquency rate up 35 basis points to 6.65%.
Income Over $100,000 Needed to Afford Typical Home, Bankrate Finds
Bankrate, New York, released its 2025 Housing Affordability Study, finding that prospective homebuyers need an annual income of $116,986 to afford the typical U.S. home.
More Americans Say Homeownership Is Not Attainable, KeyBank Finds
KeyBank, Cleveland, released its 2025 Financial Mobility Survey, finding that 46% of survey respondents who don’t currently own a home say it’s not attainable for them.
Servicing Newslink Q&A: LERETA’s Chief Strategy Officer Randy Kozlowski
MBA NewsLink recently interviewed LERETA Chief Strategy Officer Randy Kozlowski about escrow management.
MBA Premier Member Editorial: Tech and AI Are Advancing, So What’s Next for Mortgage Pricing?
Today, conversations around mortgage pricing tend to focus on AI and modern technology, yet there was a time when everything was handled very differently – before the first product, pricing, and eligibility engine was even introduced, Optimal Blue’s Mike Vough writes.
MBA Calls on VA, Congress to Implement Permanent Partial Claim Program to Assist Veteran Homeowners at Risk of Foreclosure
MBA’s President and CEO Bob Broeksmit, CMB, released a statement on the Department of Veterans Affairs’ (VA) reported plans of a phase-out of its Veterans Affairs Servicing Purchase (VASP) program.