Mortgage Capital Trading, San Diego, released its latest Lock Volume Indices, finding that total lock volume fell 18.74% month-over-month in December.
Category: News and Trends
MBA Chart of the Week: Monthly Payroll Growth
The pace of employment growth slowed in December to 50,000 jobs, in line with the average pace of 49,000 for all of 2025. Employment growth was much slower than the roughly 168,000 job pace in 2024. Employment numbers for October and November were revised downwards by 76,000, considerably weaker than initially reported.
Trepp: CMBS Delinquency Rate Rises in December
Trepp, New York, reported its CMBS delinquency rate grew in December, up four basis points to 7.3%.
Kin Insurance: Homeowners Worry About Climate Issues
Kin Insurance, Chicago, released a recent survey, finding 93% of American homeowners are concerned about damage to their homes in the next few years due to climate change.
AD Mortgage Finds Industry Optimism
Nearly 70% of mortgage professionals surveyed by AD Mortgage, Fort Lauderdale, Fla., said 2025 was a better year for business than 2024.
Delayed GDP Report Finds 4.3% Growth in 3Q
Real gross domestic product increased at an annual rate of 4.3% in the third quarter, the U.S. Commerce Department’s Bureau of Economic Analysis reported.
MBA Statement on FHFA’s 2026-2028 Enterprise Housing Goals
MBA President and CEO Bob Broeksmit, CMB, issued a statement on the Federal Housing Finance Agency’s 2026-2028 Enterprise Housing Goals final rule for Fannie Mae and Freddie Mac.
Alexandra Brinton Joins MBA as Vice President, Chief Financial Officer
The Mortgage Bankers Association announced that Alexandra Brinton joined the association as Vice President, Chief Financial Officer. Brinton will oversee MBA’s managerial accounting and financial operations, including financial reporting, budgeting, forecasting and risk management.
Chart of the Week: Employee Benefits Costs for Mortgage Lenders, Servicers
The beginning of the calendar year brings changes to employee benefits and associated costs for both mortgage company employers and employees. Based on data collected through the MBA and STRATMOR Peer Group Roundtables Program, this week’s Chart of the Week shows that residential lender-paid and servicer-paid costs have generally increased over the past five years, from 2020 to the first half of 2025, at a faster pace than the previous five years, from 2015 to 2020.
Unemployment Rate Rises; Industry Economists Weigh in on Latest Jobs Data
The delayed report released Dec. 16 by the Bureau of Labor Statistics showed 64,000 jobs were added in November, with the unemployment rate up slightly to 4.6%.