TransUnion, Chicago, released its Q3 Credit Industry Insights Report, finding that mortgage originations grew 8.8% year-over-year in Q2.
Category: News and Trends
Q&A With Cornerstone Servicing’s Toby Wells: How AI Is Transforming Mortgage Servicing
Cornerstone Servicing’s Toby Wells sat down with MBA NewsLink to talk about the effects of AI on servicing.
Learn More About the Dec. 3 CSBS/MISMO Tech Sprint
Hear from MISMO President Brian Vieaux, CMB, and Kevin Byers from the Conference of State Bank Supervisors about the upcoming Mortgage Compliance Dataset Tech Sprint kickoff, to be held virtually on Wednesday, Dec. 3, from Noon – 4 p.m. ET.
MISMO Seeks Comment on HUD Addendum to URLA Dataset
MISMO, the real estate finance industry’s standards organization, announced that it is seeking public comment on a MISMO dataset mapping for the Department of Housing and Urban Development (HUD) Addendum to the Uniform Residential Loan Application (URLA). The 30-day public comment period that will run through Dec. 13, 2025.
Flood-Prone Areas See People Move Away, Redfin Finds
Redfin, Seattle, released an analysis finding that high-flood-risk counties saw more residents move out than in last year.
MBA: Mortgage Delinquencies Increase in Third Quarter
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.99% of all loans outstanding at the end of the third quarter of 2025, according to the Mortgage Bankers Association’s National Delinquency Survey.
Chart of the Week: Seriously Delinquent Loans by Loan Type
According to the latest MBA National Delinquency Survey, the delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.99% of all loans outstanding at the end of the third quarter of 2025.
MBA Premier Member Editorial: Why Mortgage Servicers Should Prepare Now for Rising Defaults
Mortgage defaults remain below pre-pandemic levels, but they’ve been edging up, especially among financially vulnerable homeowners. According to the September 2025 ICE Mortgage Monitor, foreclosure starts are up more than 7.6% year-over-year, and loans in active foreclosure have increased by 19,000 compared to last year.
MBA: Delinquency Rates for Commercial Properties Decreased in Third Quarter
Delinquency rates for mortgages backed by commercial properties decreased during the third quarter of 2025. This is according to the Mortgage Bankers Association’s latest commercial real estate finance Loan Performance Survey.
Redfin: 29% of Home Purchases Are Made in Cash
Just under three in 10 U.S. homebuyers paid in all cash in August, down insignificantly from 29% a year earlier, according to Redfin, Seattle.