Realtor.com, Santa Clara, Calif., reported that in the third quarter of 2025, 20% of outstanding mortgages had an interest rate below 3%. But, 21.2% were at a rate of 6% or above, an increase of four percentage points year-over-year.
Category: News and Trends
FundingShield: Issues Per Transaction at All-Time High in Q4
FundingShield, Newport Beach, Calif., released its Q4 2025 fraud analytics report, finding that problematic loans exhibited an average of 3.2 issues per transaction–an all-time high.
ATTOM: Foreclosure Activity Increased in 2025
ATTOM, Irvine, Calif., found that foreclosure filings — default notices, scheduled auctions and bank repossessions — were reported on 367,460 U.S. properties in 2025, up 14% from 2024 and up 3% from 2023.
Redfin Reports Housing Payments Drop to Lowest Level in Two Years
The median monthly housing payment fell to $2,365 during the four weeks ending Jan. 4–down 4.7% from a year earlier and the lowest level since early 2024, according to Redfin, Seattle.
Experian: Market Sees Both Challenges, Optimism
Experian, Costa Mesa, Calif., released its 2026 State of the U.S. Housing Market Report, finding a market “in flux” and identifying a number of key trends.
AD Mortgage Examines Homeownership Down Payment Timelines
The time it takes for typical household to save for a down payment varies widely across the U.S., AD Mortgage, Fort Lauderdale, Fla., found in a new report.
MISMO Announces 2026 Board of Directors
MISMO, the real estate finance industry’s standards organization, announced its 2026 Board of Directors, reflecting a strong roster of mortgage industry leaders aligned to address critical issues and trends facing the mortgage industry, including artificial intelligence, digitization and regulatory complexity.
MISMO Publishes SMART Doc V3 Power of Attorney Specification
MISMO, the real estate finance industry’s standards organization, announced the publication of the SMART Doc V3 Power of Attorney Specification.
Employment Growth Rate Slows; Industry Economists Weigh In on Latest Jobs Data
The pace of employment growth slowed in December to 50,000, in line with the average pace of 49,000 for all of 2025, the U.S. Bureau of Labor Statistics reported Friday.
ATTOM: Affordability Remains Challenge Nationwide
ATTOM, Irvine, Calif., released its latest U.S. Home Affordability Report, showing that homes were less affordable than historical averages virtually nationwide in Q4 2025.