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“The Treasury Department’s new tax information reporting plan, if enacted into law as part of the proposed reconciliation package under discussion, would capture many routine mortgage-related transactions, result in significantly increased tax compliance costs for individuals, families and small businesses, and present privacy concerns regarding potential data breaches.”
–MBA Senior Vice President of Legislative and Political Affairs Bill Killmer, in a letter of support to Sen. Tim Scott, R-S.C., for introducing a bill that would prevent the IRS from imposing “draconian” reporting requirements on financial services providers.

Share of Mortgage Loans in Forbearance Decreases to 2.21%

The Mortgage Bankers Association’s latest Forbearance and Call Volume Survey reported loans now in forbearance decreased by 7 basis points to 2.21% of servicers’ portfolio volume as of October 17 from 2.28% the week before. MBA estimates 1.1 million homeowners are in forbearance plans.

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“More than 25% of loans in forbearance are now made up of new forbearance requests and re-entries, while many other homeowners who have reached the end of 18-month terms are successfully exiting into deferrals or modifications.”
–MBA Chief Economist Mike Fratantoni.

‘Together Again’—and Not a Moment Too Soon

SAN DIEGO—For the first time in two years, the Mortgage Bankers Association is holding a live Annual Convention & Expo. And MBA President & CEO Bob Broeksmit, CMB, had a message for the nearly 3,500 in attendance.