Neighbors Bank, Columbia, Mo., released a new study finding that property taxes and homeowners insurance account for an average of 21% of monthly mortgage payments across U.S. metro areas.
Category: News and Trends
Premier Member Editorial: APIs Are Reshaping Insurance Tracking
Mortgage servicers operate in an environment where accuracy, compliance and efficiency are essential. One of the most critical responsibilities is maintaining up-to-date homeowner insurance information for every loan in their portfolio. This function is often outsourced to specialized insurance tracking providers because they have the scale, technology and expertise to manage large volumes of data across multiple carriers and channels.
Chart of the Week: Monthly Payroll Growth and Unemployment Rates
In 2025, job growth slowed to a crawl as the economy added an average of 10,000 jobs per month, and what little growth there was came from just a few sectors, notably health care.
Job Market Softens; MBA Economist Weighs In
February’s job creation was weaker than expected as employers cut more than 90,000 positions.
AD Mortgage Examines How Credit Readiness Affects Homebuying Affordability
Even modest improvements in a borrower’s credit score can translate into tens of thousands of dollars in mortgage interest savings over the life of a 30-year loan, according to AD Mortgage, Fort Lauderdale, Fla.
Redfin: Almost 14% of Home Sales Cancelled in January
Redfin, Seattle, released a new report finding that 40,000 home-sale agreements nationwide were cancelled in January.
ATTOM: Vacancy, Zombie Foreclosure Rates Remain Low
ATTOM, Irvine, Calif., released its Q1 Vacant Property and Zombie Foreclosure Report, finding that 1.33% of residential properties are vacant. That’s essentially flat from both Q1 and Q4 2025.
MBA Premier Member Insights: ACES Quality Management’s ‘I Stand for Quality’ Movement
MBA Premier Member ACES Quality Management recently launched its ‘I Stand for Quality’ movement. MBA NewsLink interviewed ACES’ Sharon Reichhardt to learn more about the idea.
MBA Weighs in with Senate Banking Committee on Bank Capital Modernization
The Mortgage Bankers Association sent a letter to Senate Banking Committee Chairman Tim Scott (R-S.C.) and Ranking Member Elizabeth Warren (D-Mass.) ahead of last Thursday’s hearing on bank capital modernization.
State Regulators Step into Perceived Gaps Left by Federal Agencies
Ncontracts’ Stephanie Lyon writes that compliance officers who aren’t paying attention to state-level enforcement are in for an unpleasant surprise.