The tri-merge credit reporting requirement has become a license for price gouging and ripping off consumers. MBA and its members have had enough, writes MBA President and CEO Bob Broeksmit, CMB.
Category: News and Trends
Remembering a Mortgage Industry Legend: Kurt Pfotenhauer
The mortgage industry mourns Kurt Pfotenhauer, a long-time leader who passed away on Wednesday.
MBA Newslink Q&A: Dovenmuehle’s Ron Malik on Diversifying Default Servicing Outreach
MBA NewsLink recently spoke with Dovenmuehle’s Ron Malik about the evolving state of default servicing, why diversifying borrower outreach is vital and how emerging technologies continue to reshape the borrower experience.
Chart of the Week: Homeownership Rates by Age, Race and Ethnicity
In this week’s MBA Chart of the Week, we examine the homeownership rate by household age as well as by race and ethnicity.
Chart of the Week: Mortgage Rates, 10-Year Treasury and 30-10 Spread
The spread between mortgage rates and Treasury rates is impacted by several factors, including the level of interest rate volatility and the relative demand/supply balance of the two types of securities. In recent months, rate volatility has diminished, as the future course of monetary policy has become clearer and financial markets have been relatively calm. Last week’s announcement that the GSEs will increase their purchases of MBS brought the spread in further, and mortgage rates dropped further over the course of the week.
Commercial, Multifamily Mortgage Debt Outstanding Increased in Third-Quarter 2025
The level of commercial/multifamily mortgage debt outstanding increased by $53.4 billion (1.1%) in the third quarter, according to the Mortgage Bankers Association’s latest Commercial/Multifamily Mortgage Debt Outstanding quarterly report.
Optimal Blue Reports Lock Volume Closes 2025 on Firm Footing
Mortgage rate-lock activity ended the year on a firm footing, bucking typical holiday-driven seasonality, according to Optimal Blue, Plano, Texas.
Realtor.com Finds More Mortgages Now Above 6% Than Below 3%
Realtor.com, Santa Clara, Calif., reported that in the third quarter of 2025, 20% of outstanding mortgages had an interest rate below 3%. But, 21.2% were at a rate of 6% or above, an increase of four percentage points year-over-year.
FundingShield: Issues Per Transaction at All-Time High in Q4
FundingShield, Newport Beach, Calif., released its Q4 2025 fraud analytics report, finding that problematic loans exhibited an average of 3.2 issues per transaction–an all-time high.
ATTOM: Foreclosure Activity Increased in 2025
ATTOM, Irvine, Calif., found that foreclosure filings — default notices, scheduled auctions and bank repossessions — were reported on 367,460 U.S. properties in 2025, up 14% from 2024 and up 3% from 2023.