Jason Wilborn of Accenture Credit Services: Tech Dreams

I was listening to a panel of industry executives when it occurred to me something incredibly important was missing from the conversation topics. The all-important intangible component, the dream of home ownership. The dream you ask? More on what I mean in just a minute.

Toby Wells of Cornerstone Servicing on Customer Retention and Technology

Toby Wells has more than 25 years of experience in servicing, originations, capital markets and asset management. He currently serves as president of Cornerstone Servicing, Englewood, Colo., a division of Cornerstone Capital Bank SSB, Houston, a provider of mortgage servicing platforms designed to empower healthy, sustainable homeownership. He can be reached at twells@cornerstoneservicing.com.

Toby Wells of Cornerstone Servicing on Customer Retention and Technology

Toby Wells has more than 25 years of experience in servicing, originations, capital markets and asset management. He currently serves as president of Cornerstone Servicing, Englewood, Colo., a division of Cornerstone Capital Bank SSB, Houston, a provider of mortgage servicing platforms designed to empower healthy, sustainable homeownership. He can be reached at twells@cornerstoneservicing.com.

Toby Wells of Cornerstone Servicing on Customer Retention and Technology

Toby Wells has more than 25 years of experience in servicing, originations, capital markets and asset management. He currently serves as president of Cornerstone Servicing, Englewood, Colo., a division of Cornerstone Capital Bank SSB, Houston, a provider of mortgage servicing platforms designed to empower healthy, sustainable homeownership. He can be reached at twells@cornerstoneservicing.com.

Toby Wells of Cornerstone Servicing on Customer Retention and Technology

Toby Wells has more than 25 years of experience in servicing, originations, capital markets and asset management. He currently serves as president of Cornerstone Servicing, Englewood, Colo., a division of Cornerstone Capital Bank SSB, Houston, a provider of mortgage servicing platforms designed to empower healthy, sustainable homeownership. He can be reached at twells@cornerstoneservicing.com.

Toby Wells of Cornerstone Servicing on Customer Retention and Technology

Toby Wells has more than 25 years of experience in servicing, originations, capital markets and asset management. He currently serves as president of Cornerstone Servicing, Englewood, Colo., a division of Cornerstone Capital Bank SSB, Houston, a provider of mortgage servicing platforms designed to empower healthy, sustainable homeownership. He can be reached at twells@cornerstoneservicing.com.

Stephen Ryczek of Constellation Mortgage Solutions on Evolving Lending Technology

Stephen Ryczek drives product and technology initiatives at Constellation Mortgage Solutions, West Palm Beach, Fla. As President since 2019, he is positioning the company as a leading digital enterprise loan origination and servicing technology for the residential mortgage industry. He also plays a key role with CMS’ parent company – Constellation Software Inc.

Stephen Ryczek of Constellation Mortgage Solutions on Evolving Lending Technology

Stephen Ryczek drives product and technology initiatives at Constellation Mortgage Solutions, West Palm Beach, Fla. As President since 2019, he is positioning the company as a leading digital enterprise loan origination and servicing technology for the residential mortgage industry. He also plays a key role with CMS’ parent company – Constellation Software Inc.