We knew it was coming—eventually. After 11 rate hikes starting in March 2022, the Fed in December 2023 signaled its intentions to lower rates through 2024. With mortgage rates already dropping, virtually everyone that bought a home in the last 18 months will benefit from a refinancing conversation with their lender.
Tag: Op-Ed
FormFree’s Martin Prescher on Balancing Fairness, Innovation With AI in Mortgage Lending
While many industries have been quick to integrate AI into products and operations, the mortgage industry has approached it with caution. And that’s a good thing.
Messagepoint’s Patrick Kehoe: Leveraging Generative AI for Borrower Communications That Resonate
Among the most widely discussed aspects of generative AI–a category of artificial intelligence that can produce various types of content including text-producing tools such as ChatGPT and Bard–is its potential to cater to the demand for personalized communications and streamline the workflows required to create them.
Nexval’s Souren Sarkar: Why to Transform Engagements With Distressed Borrowers, and How
Upgrading borrower communications represents a golden opportunity for lenders to harness new business channels and technologies that can make their entire operations run more efficiently.
BSI Financial Services’ Allen Price: How Digital-First Subservicers Are Revolutionizing Servicing
While mortgage origination has experienced massive improvements through digital technology, the same has not always been true for the servicing side of the business.
BSI Financial Services’ Allen Price: How Digital-First Subservicers Are Revolutionizing Servicing
While mortgage origination has experienced massive improvements through digital technology, the same has not always been true for the servicing side of the business.
BSI Financial Services’ Allen Price: How Digital-First Subservicers Are Revolutionizing Servicing
While mortgage origination has experienced massive improvements through digital technology, the same has not always been true for the servicing side of the business.
Agustin Del Rio: Bulls, Bears and Mortgages
As the financial winds of the pandemic swirled, the mortgage market took center stage in the economic theatre. Its performance? Spellbinding highs followed by precipitous lows, a dramatic rollercoaster that even seasoned Wall Streeters couldn’t ignore.
Agustin Del Rio: Bulls, Bears and Mortgages
As the financial winds of the pandemic swirled, the mortgage market took center stage in the economic theatre. Its performance? Spellbinding highs followed by precipitous lows, a dramatic rollercoaster that even seasoned Wall Streeters couldn’t ignore.
Agustin Del Rio: Bulls, Bears and Mortgages
As the financial winds of the pandemic swirled, the mortgage market took center stage in the economic theatre. Its performance? Spellbinding highs followed by precipitous lows, a dramatic rollercoaster that even seasoned Wall Streeters couldn’t ignore.