In May, Fannie Mae, Freddie Mac and the Federal Housing Finance Agency announced the implementation of new lender requirements for reconsiderations of value, effective Aug. 29. Here’s what lenders should know.
Tag: Op-Ed
ICE’s John Holbrook: GSEs, FHFA, HUD Implement ROV Requirements–What Lenders Need to Know
In May, Fannie Mae, Freddie Mac and the Federal Housing Finance Agency announced the implementation of new lender requirements for reconsiderations of value, effective Aug. 29. Here’s what lenders should know.
Agustin Del Rio: Don’t Cry for Me, MBA-sita–Profitability Has Never Left You in the Long Term
When Novak Djokovic was once asked who the better tennis player between Roger Federer and Rafael Nadal on a “neutral” surface was, he humorously retorted, “Which surface is that? Ice?”
Agustin Del Rio: Don’t Cry for Me, MBA-sita–Profitability Has Never Left You in the Long Term
When Novak Djokovic was once asked who the better tennis player between Roger Federer and Rafael Nadal on a “neutral” surface was, he humorously retorted, “Which surface is that? Ice?”
Agustin Del Rio: Don’t Cry for Me, MBA-sita: Profitability Has Never Left You (in the Long Term)
When Novak Djokovic was once asked who the better tennis player between Roger Federer and Rafael Nadal on a “neutral” surface was, he humorously retorted, “Which surface is that? Ice?”
Agustin Del Rio: Don’t Cry for Me, MBA-sita–Profitability Has Never Left You in the Long Term
When Novak Djokovic was once asked who the better tennis player between Roger Federer and Rafael Nadal on a “neutral” surface was, he humorously retorted, “Which surface is that? Ice?”
Agustin Del Rio: Don’t Cry for Me, MBA-sita: Profitability Has Never Left You (in the Long Term)
When Novak Djokovic was once asked who the better tennis player between Roger Federer and Rafael Nadal on a “neutral” surface was, he humorously retorted, “Which surface is that? Ice?”
EarnUp’s Brian Gunn: As Delinquencies Rise, Lenders, Servicers Must Consider Innovative Repayment Tools
Delinquency rates for some loans are rising, including mortgages. In fact, the Mortgage Bankers Association recently reported that the delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.88% of all loans outstanding at the end of the fourth quarter of 2023.
Tavant’s Hassan Rashid on Unlocking Home Equity: A Strategic Move for 2024
As we make strides into 2024, American homeowners find themselves amidst an intriguing landscape of financial opportunities, particularly concerning the utilization of home equity.
Optimal Blue’s Melissa Leidy: Discretion or Discrimination? Lenders Face Tight Scrutiny on Pricing Concessions
A 2015 survey by Garrett, McAuley found that roughly half of respondents were monitoring fair lending compliance of their pricing concessions as expected by regulators. While the mortgage market has shifted since 2015, challenges in navigating the waters of pricing concessions and fair lending persist and could present more risk than you think.