Real-time API connectivity is transforming insurance tracking, reducing errors and improving compliance for mortgage servicers, writes Kurt Leverson of National General Lender Services.
Tag: Op-Ed
Southern Bancorp’s Jeremy Davis: First-Time Homebuyers Are Not a Niche
First-time homebuyers are still too often discussed as a segment, a pilot or a program inside a broader mortgage strategy. That framing no longer matches reality.
Wilqo’s Tom Morelli on Where Technology Is Driving ROI–and Where It’s Not
As the industry changes, so does the cost of doing business. According to Freddie Mac’s 2024 Cost to Originate study, average origination costs have gone up 35% over the past three years, leaving origination costs incredibly high.
MBA Premier Member Editorial: Why Mortgage Servicers Should Prepare Now for Rising Defaults
ICE Mortgage Technology’s Andrea Meir writes that mortgage defaults have been edging up, especially among financially vulnerable homeowners.
Premier Member Editorial: Prudent AI’s Jayendran GS on How Fannie Mae’s Tech Partnerships Signal a Market Transformation
The agency lending ecosystem is actively expanding to serve America’s growing self-employed workforce—and Fannie Mae’s strategic partnerships with leading technology vendors clearly signal the acceleration of this transformation.
Autoagent’s Steven Pals: Navigating CFPB Uncertainty, Compliance, Cost Pressures for Servicers
Rising loan servicing costs, tightening profit margins and persistent questions around regulatory oversight–particularly as the CFPB continues to shift toward a hands-off approach in many areas–have created a landscape where servicers must be agile, lean and resilient.
Autoagent’s Steven Pals: How Servicers Can Maintain Controls Amid CFPB Cutbacks
Steven Pals of Autoagent discusses what servicers should be thinking about in the current regulatory environment.
Autoagent’s Steven Pals on Why Mortgage Lenders Should Consider Direct Servicing
Direct servicing helps lenders reduce costs and maintain control and also positions them to respond swiftly to market dynamics, Autoagent’s Steven Pals writes.
Why Mortgage Servicers Should Embrace Plain Language–Messagepoint’s Patrick Kehoe
Borrower communications play a critical role in enabling consumers to manage their debt and make informed decisions when they are struggling to do so. Yet most servicing communications are filled with industry jargon and legal phrasing that can confuse readers.
Market Predictions for 2025 From First American’s Odeta Kushi
Will 2025 be the year the housing market moves closer to being ‘just right’? As with all things in economics, the answer is ‘it depends.’