Optimal Blue, Plano, Texas, reported that mortgage activity strengthened month-over-month in June.
Tag: Mike Vough
Optimal Blue: Higher Rates Weighing on Purchase, Refinance Demand
Optimal Blue, Plano, Texas, found refinance share fell to 19% of total lock volume in May, the lowest level in nearly a year.
Optimal Blue Report: Purchase Demand Holds Firm as April Lock Activity Cools
Mortgage lock activity pulled back in April after a strong first quarter, according to Optimal Blue’s latest Market Advantage mortgage data report.
Optimal Blue: Purchase Demand Lifts Mortgage Lock Activity as Rates Rise
Optimal Blue, Plano, Texas, found “resilient” mortgage activity as purchase demand strengthened despite higher rates. Total rate-lock volume rose 13% month over month and 26% year over year.
Optimal Blue Reports Purchase Demand Rebounding
Optimal Blue, Plano, Texas, found a “meaningful improvement” in lock activity in February as lower mortgage rates helped bring purchase borrowers back into the market.
Optimal Blue: Sub-6% Rates Spark Refinance Surge
Falling interest rates drove a sharp increase in refinance activity in early 2026, according to Optimal Blue, Plano, Texas.
Optimal Blue Reports Lock Volume Closes 2025 on Firm Footing
Mortgage rate-lock activity ended the year on a firm footing, bucking typical holiday-driven seasonality, according to Optimal Blue, Plano, Texas.
Optimal Blue: Lock Volumes Up 28% in September
Optimal Blue, Plano, Texas, found lock activity surged in September as rates fell, with total lock volume up 28.2% month-over-month and 21.1% year-over-year.
Refinances Surge Nearly 70%, Optimal Blue Reports
Optimal Blue, Plano, Texas, found a sharp split between purchase and refinance trends as seasonal factors and falling rates reshaped origination activity.
Optimal Blue: Refinances Up, Purchase Activity Down, Non-QM Hits Record High
Refinances ticked up and non-QM lending hit a record high as purchase activity fell nearly 5% in July, according to Optimal Blue, Plano, Texas.