MBA’s HELOC and Home Equity Lending Workshop will examine the evolving HELOC and home equity market landscape and key drivers of borrower and investor demand.
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Essentials for Executives and Board Members: Profitability and Benchmarking in Mortgage Finance, July 17
Click here for more About the Event MBA is proud to offer a comprehensive training series designed to equip your Board members and senior executives with the insight and confidence …
MBA: IMB Production Profits Remain Flat in First Quarter
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $727 on each loan they originated in the first quarter, compared to a net production profit of $674 per loan in the fourth quarter of 2025, according to MBA’s newest Quarterly Mortgage Bankers Performance Report.
MBA: IMBs Report Production Profits in Fourth-Quarter 2025
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $674 on each loan they originated in the fourth quarter of 2025, compared to a net production profit of $1,201 per loan in the third quarter, according to the Mortgage Bankers Association’s newly released Quarterly Mortgage Bankers Performance Report.
MBA: Mortgage Delinquencies Increase in the Fourth Quarter
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 4.26% of all loans outstanding at the end of the fourth quarter of 2025, according to MBA’s National Delinquency Survey.
Chart of the Week IMB Net Production Income, Results for Top 20% and Bottom 20% of QPR Sample
For this Chart of the Week, we compare those companies in the top 20 percent for net production income in basis points versus those companies in the bottom 20 percent over the past ten years.
MBA: IMBs Report Production Profits in Third Quarter
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $1,201 on each loan they originated in the third quarter, according to MBA’s Quarterly Mortgage Bankers Performance Report.
MBA: Mortgage Delinquencies Increase in Third Quarter
The delinquency rate for mortgage loans on one-to-four-unit residential properties increased to a seasonally adjusted rate of 3.99% of all loans outstanding at the end of the third quarter, according to MBA’s National Delinquency Survey.
MBA: IMBs Report Production Profits in Second Quarter
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $950 on each loan they originated in the second quarter, according to MBA’s latest Quarterly Mortgage Bankers Performance Report.
Chart of the Week: Composition of Seriously Delinquent Loans by Origination Year
While overall mortgage delinquencies were relatively flat compared to last year, earlier-stage delinquencies declined while serious delinquencies – those loans 90 or more days delinquent or in foreclosure – increased.