Home equity lending continues to grow, with both outstanding loans and collective credit limits exceeding $1 trillion last year, a new report found.
Tag: Home Equity
ICE Mortgage Monitor: Early-January Rate Decline Unlocks Refinance Opportunities
Early January mortgage rate declines unlocked refinance opportunities for nearly five million borrowers and helped push affordability to a four-year high, according to ICE Mortgage Technology, Atlanta.
Cotality: Home Equity Continues to Dip
Cotality, Irvine, Calif., released its Homeowner Equity Report for Q3 2025, finding borrower equity decreased year-over-year by 2.1%.
Cotality: Home Equity Picture Mixed in Q2
Cotality, Irvine, Calif., released its Homeowner Equity Report for Q2, reporting that the average U.S. homeowner lost approximately $9,200 in equity over the past year.
Transunion: Total Tappable Home Equity Remains High
Transunion, Chicago, released its Q2 Home Equity Report, finding that total tappable home equity stands at $21.5 trillion, up 5% year-over-year.
Home Equity Growth Varies Across the U.S., Bankrate Reports
Certain parts of the country have seen higher home equity than others since 2020, according to a new study from Bankrate, New York.
Chart of the Week: HELOC and Home Equity Loan Origination Volume by Known Borrower Usage
MBA recently completed its 2025 Home Equity Lending Study, tracking trends in origination and servicing for home equity lines of credit (HELOCs) and home equity loans.
MBA Home Equity Study Shows Increase in Originations, Debt Outstanding in 2024
Originations of open-ended Home Equity Lines of Credit and closed-end home equity loans increased in 2024 by 7.2% from the previous year when comparing originators that reported in both years.
ATTOM: Home Equity Dips Slightly in Q1
ATTOM, Irvine, Calif., released its Q1 Home Equity and Underwater Report, revealing that 46.2% of mortgaged residential properties were considered equity-rich in the first quarter.
Home Improvements Top Reason to Tap Home Equity, Bankrate Reports
More than half of current homeowners (55%) see home improvements or repairs as a good reason to access built-up home equity, according to Bankrate, New York.