According to MBA’s Quarterly Mortgage Debt Outstanding Report, total commercial and multifamily mortgage debt outstanding increased by 3.7% year-over-year, rising from $4.62 trillion in Q4 2023 to $4.79 trillion in Q4 2024. This growth reflects continued investment in commercial real estate, with sector-specific variations in debt allocation.
Tag: Chart of the Week

Chart of the Week: IMB Pre-Tax Net Production Income
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net loss of 4 basis points in the fourth quarter, a decrease from the net profit of 18 basis points in the third quarter, MBA’s Quarterly Mortgage Bankers Performance Report found.

MBA Chart of the Week: Monthly Payroll Growth, Unemployment Rates
The job market softened somewhat in February, with the unemployment rate increasing to 4.1%, the pace of private sector job growth up by 140,000, and wage growth steady at 4%.

Chart of the Week: Top 8 FHA Homebuilder Originators
The headwinds facing mortgage transactions continued unabated in 2024 as home prices reached new record highs while the 30-year mortgage rate rose back over 7%. One sector that effectively dealt with these impediments was the homebuilders.

Chart of the Week: End-of-Quarter Delinquency Status, by Property Type, Share of Total Unpaid Principal Balance
Delinquency rates for commercial property mortgages increased in the fourth quarter, according to MBA’s latest CREF Loan Performance Survey.

Chart of the Week: Housing Starts and Housing Starts for Every 1 Million People
In this week’s MBA Chart of the Week, we look at one statistic–aggregate single-family and multifamily housing starts–and examine how it has evolved since the start of the Carter Administration.

Chart of the Week: FHFA Purchase-Only House Price Index
Annualized home price growth in the U.S. peaked between the second half of 2021 and first half of 2022 before decelerating through most of 2023 as rising mortgage rates and tight inventory contributed to a pullback in demand.

Chart of the Week: Top 10 GSE, FHA Originators and Issuers
In this week’s Chart of the Week, we feature GSE and FHA originator rankings that cover the first half of 2024.

MBA Chart of the Week: Third-Quarter Pre-Tax Net Production Income by Percentile
Independent mortgage banks and mortgage subsidiaries of chartered banks reported a simple average pre-tax net profit of 18 basis points, or $701 on each loan they originated in the third quarter, according to MBA’s Quarterly Mortgage Bankers Performance Report.

MBA Chart of the Week: New Home Purchase Applications by Loan Type
Mortgage applications to buy newly built homes have been seeing year-over-year growth since 2023, and in the MBA Builder Applications Survey results for September 2024, purchase applications were up 11% on an annual basis.