Early January mortgage rate declines unlocked refinance opportunities for nearly five million borrowers and helped push affordability to a four-year high, according to ICE Mortgage Technology, Atlanta.
Tag: Affordability
House-Buying Power Jumps Nearly 10% Annually
First American Chief Economist Mark Fleming breaks down why affordability continued its gradual improvement for the ninth consecutive month in November 2025 and the outlook for affordability moving forward.
Homes.com Finds First Year-over-Year Affordability Improvement Since 2020
The median home price increased nationwide 1.1% last year, but higher income growth and lower mortgage interest rates boosted affordability in 2025, according to Homes.com, Arlington, Va.
ATTOM: Affordability Remains Challenge Nationwide
ATTOM, Irvine, Calif., released its latest U.S. Home Affordability Report, showing that homes were less affordable than historical averages virtually nationwide in Q4 2025.
First American: Affordability Improves to Best Level in Three-Plus Years
Cooling home price growth has helped boost affordability to its best level since the summer of 2022, according to First American, Santa Ana, Calif.
Bankrate Finds More Than 75% of Homes Unaffordable to Typical Household
A new report from Bankrate, New York, finds that typical households earning the median income are priced out of more than 75% of homes on the U.S. market.
ATTOM: Homes Grow Less Affordable
The median home price reached a new high of $375,000 in the third quarter, according to ATTOM, Irvine, Calif.
Atlanta Federal Reserve Bank: Homeownership Affordability Improves Slightly
Homeownership affordability improved slightly in July as mortgage interest rates moderated, the Federal Reserve Bank of Atlanta reported Friday.
National Housing Conference Report: Middle-Class Americans Priced Out
Middle-class Americans now face a housing affordability crisis once reserved for low-income families, according to a new report from the National Housing Conference.
CONVERGENCE in Action: Land Expo in Memphis
CONVERGENCE Memphis is unlocking new pathways to affordable homeownership through its Land Expo model–collaborative events that connect emerging developers, public agencies and capital providers around development-ready opportunities in priority neighborhoods.