“The housing market is reeling from the hit to affordability from the spike in mortgage rates and much higher home prices. While these data don’t promise any near-term relief on rates, the strong job market will continue to support housing demand as household incomes continue to grow at a brisk pace.”
–MBA Chief Economist Mike Fratantoni.
MBA Newslinks Archive
MBA Advocacy Update Sept. 6 2022
On Wednesday, FHFA announced that it would begin a comprehensive review of the Federal Home Loan Bank System this fall. And HousingWire published a guest column penned by MBA’s Mike Fratantoni, Marina Walsh, CMB, and Joel Kan that looks at industry employment levels in the current and forecasted mortgage market environment.
MBA Chart of the Week: Quarterly NCREIF Property Returns
The forward path of inflation remains a topic of great debate and conjecture. How that path plays into the relative benefits of different investment options – including commercial real estate and other real assets – will give us even more insights into the relationship.
Will Robinson of Encapture on How Innovative Banks Use Machine Learning to Reduce Risk
Will Robinson is the CEO of Encapture, Dallas, a high-growth SaaS platform that helps banks automatically extract important information from documents. Launched 20 years ago, Encapture helps companies save time and money by using machine learning to process large amounts of data.
MBA Home For All Pledge Partner: Experian
(One in a series of profiles of MBA member companies that have signed the MBA Home For All Pledge, an initiative to promote inclusion in housing.)
MAA Quarterly Webinar Sept. 8
Join the MBA Legislative and Political Affairs Team for the Mortgage Action Alliance Quarterly Webinar on Thursday, Sept. 8 from 3:00-4:00 p.m. ET. The MAA Quarterly Webinar provides MBA Mortgage …
MBA Education Advanced Risk Management Workshop Sept. 11
Ahead of the MBA Risk Management, QA and Fraud Prevention Forum, MBA Education presents its Advanced Risk Management Workshop on Sunday, Sept. 11 from 9:00 a.m.-3:00 p.m. CT at the …
Former House Speaker Paul Ryan Keynotes MBA Annnual22 Opening General Session
Former House Speaker Paul Ryan, R-Wis., keynotes the Opening General Session at the Mortgage Bankers Association’s Annual Convention & Expo on Monday, Oct. 24 at 8:30 a.m. CT.
Mark P. Dangelo: Strategy is NOT Dead—Across Housing Finance and Technology it is Too Traditional
Designing the future beyond the current downturn requires a comprehensive examination of what is necessary across digital financial actions—by the consumer, by the investor, by the regulators, and by rising non-traditional competitors. Traditional strategy encased by technology is the norm—but moving forward has this prescription lost its efficacy? Will we adapt—or will we die?
Murali Tirupati of Vaultedge: Rising Interest Rates and their Effect on the Housing Market
While the Fed may influence mortgage rates, it is ultimately lenders and investors who decide what rate to offer based on market conditions and other factors.