MBA: IMBs Report Production Profits in Fourth-Quarter 2025

Independent mortgage banks and mortgage subsidiaries of chartered banks reported a pre-tax net production profit of $674 on each loan they originated in the fourth quarter of 2025, compared to a net production profit of $1,201 per loan in the third quarter, according to the Mortgage Bankers Association’s newly released Quarterly Mortgage Bankers Performance Report.

MBA: February New Home Purchase Mortgage Applications Increased 0.9%

The Mortgage Bankers Association (MBA) Builder Application Survey (BAS) data for February 2026 shows mortgage applications for new home purchases increased 0.9% from a year ago. Compared to January 2026, applications decreased by 1%. This change does not include any adjustment for typical seasonal patterns.

Federal Reserve Holds Rate Steady; MBA Economist Mike Fratantoni Weighs In

The Federal Reserve March 18 held interest rates steady, maintaining the federal funds rate in its current range of 3.5% to 3.75%.

MBA VIDEOS

MBA Now: Previewing MBANAC26 with Plaza Home Mortgage’s Melanie Coulton, CMB, AMP

mPower Moments: The Importance of Resilience and Confidence with LaTasha Waddy

MBA Now: David Upbin on Mortgage Banking Bound's Launch at Louisiana State University

MBA Research Minute: What's Happening in the Housing Market

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TOP NATIONAL NEWS

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Fannie and Freddie Ease Insurance Rules
Moving and Storage Grapples With Whirlwind Economy
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UPCOMING EVENTS AND NEWS

Data & System Privacy in an AI World, April 2
MBA National Advocacy Conference, April 14-15
Leading Mortgage Organizations: Essentials for Executives and Board Members Program

MBA Statement on Fannie Mae and Freddie Mac Changes to Improve Insurance Affordability and Condo Project Eligibility Standards

MBA's President and CEO Bob Broeksmit, CMB, released the following statement in response to updated insurance requirements and condominium eligibility policies from Fannie Mae and Freddie Mac (the GSEs):

March 18, 2026

Mary Kay Scully: Rethinking Learning in a Leaner Workforce

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Oscar Wilde observed, “You can never be overdressed or over-educated.” In today’s mortgage environment, the latter may be one of the most important investments leaders can make.

March 18, 2026

MAA Call to Action: Contact Congressional Representatives on ROAD to Housing Fixes

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The Mortgage Bankers Association, via its Mortgage Action Alliance, is urging members to contact their U.S. representatives regarding the Build-to-Rent and FHA Multifamily Loan Limit Provisions within last week’s Senate-passed 21st Century ROAD to Housing Act.

March 18, 2026

Mortgage Applications Decrease in Latest MBA Weekly Survey

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Mortgage applications decreased 10.9% from one week earlier, according to MBA’s Weekly Mortgage Applications Survey for the week ending March 13, 2026.

March 18, 2026

AI Hallucinations: A Mortgage Lenders Bad Dream, an MBA Premier Member Editorial

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Secure Insight CEO Andrew Liput addresses AI hallucination, also known as artificial hallucination and confabulation.

March 18, 2026

Affinius Capital on The Path to Lift-Off for Commercial Real Estate

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Commercial real estate capital markets are transitioning toward normalization after several years of constrained liquidity and valuation adjustment, according to Affinius Capital, San Antonio, Texas.

March 18, 2026

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